{"id":767,"date":"2018-02-02T15:04:00","date_gmt":"2018-02-02T07:04:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=767"},"modified":"2018-02-02T15:04:00","modified_gmt":"2018-02-02T07:04:00","slug":"%e6%a8%82%e8%a7%80%e8%80%85vs%e6%82%b2%e8%a7%80%e8%80%85%ef%bc%8c%e8%aa%b0%e8%83%bd%e5%9c%a8%e6%8a%95%e8%b3%87%e4%b8%8a%e6%9c%89%e6%9b%b4%e5%a5%bd%e7%9a%84%e8%a1%a8%e7%8f%be","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=767","title":{"rendered":"\u6a02\u89c0\u8005 vs \u60b2\u89c0\u8005\uff0c\u8ab0\u80fd\u5728\u6295\u8cc7\u4e0a\u6709\u66f4\u597d\u7684\u8868\u73fe?"},"content":{"rendered":"\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u70ba\u4ec0\u9ebc\u4f60\u6703\u9700\u8981\u9019\u7bc7\u6587\u7ae0\uff1f<\/strong><br \/>\u300c\u4e16\u754c\u4e0a\u5206\u6210\u5169\u7a2e\u4eba\uff1a \u6a02\u89c0 \u4e3b\u7fa9\u8005\u548c\u60b2\u89c0\u4e3b\u7fa9\u8005\uff0c \u6a02\u89c0 \u8005\u7d93\u5e38\u6703\u6210\u529f\uff0c\u60b2\u89c0\u8005\u5247\u5f80\u5f80\u662f\u6b63\u78ba\u7684\u3002\u300d\u5728\u751f\u6d3b\u7576\u4e2d\uff0c \u6a02\u89c0 \u548c\u60b2\u89c0\u90fd\u6709\u5176\u512a\u52e2\u53ca\u52a3\u52e2\uff0c\u9019\u6a23\u7684\u5dee\u7570\u5728\u5145\u6eff\u60c5\u7dd2\u7684\u80a1\u5e02\u7576\u4e2d\uff0c\u66f4\u662f\u88ab\u52a0\u500d\u653e\u5927\u7a76\u7adf\u5728\u6295\u8cc7\u5e02\u5834\u4e2d\uff0c\u8868\u73fe\u6bd4\u8f03\u597d\u7684\uff0c\u6703\u662f \u6a02\u89c0 \u4e3b\u7fa9\u8005\u9084\u662f \u60b2\u89c0 \u4e3b\u7fa9\u8005\u5462?\u9019\u7bc7\u6587\u7ae0\u5e36\u4f60\u5206\u6790 \u6a02\u89c0 \u4ee5\u53ca \u60b2\u89c0 \u5728\u6295\u8cc7\u4e0a\u7684\u5404\u7a2e\u5dee\u5225<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u4f60\u8a8d\u70ba\u81ea\u5df1\u662f \u6a02\u89c0 \u4e3b\u7fa9\u8005\uff0c\u9084\u662f\u60b2\u89c0\u4e3b\u7fa9\u8005\u5462\uff1f<\/p>\n\n\n\n<p>\u7db2\u8def\u4e0a\u6211\u5011\u7d93\u5e38\u6703\u770b\u5230\u4e00\u500b\u5fc3\u7406\u6e2c\u9a57\uff1a\u300c\u4e00\u5f35\u5716\u4e0a\u6709\u4e00\u500b\u6c34\u676f\uff0c\u88e1\u982d\u88dd\u8457\u4e00\u534a\u5bb9\u91cf\u7684\u958b\u6c34\uff0c\u554f\u4f60\u770b\u5230\u4ec0\u9ebc\uff1f\u300d\u85c9\u4ee5\u6e2c\u9a57\u4eba\u662f\u6a02\u89c0\u7684\uff0c\u9084\u662f\u60b2\u89c0\u7684\uff1f<\/p>\n\n\n\n<p>\u6e2c\u9a57\u8a2d\u8a08\u8005\u8a8d\u70ba\uff0c\u6a02\u89c0\u7684\u4eba\u6703\u8aaa\uff1a\u300c\u6709\u534a\u676f\u6c34\u8036\u300d\uff0c\u60b2\u89c0\u7684\u4eba\u5247\u8aaa\uff1a\u300c\u5269\u4e0b\u534a\u676f\u6c34\u4e86\u300d\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u800c\u8a00\uff0c\u6a02\u89c0\u7684\u4eba\u901a\u5e38\u6703\u4ee5\u6b63\u9762\u7684\u773c\u5149\u770b\u5f85\u5916\u5728\u4e8b\u52d9\uff0c\u8ffd\u6c42\u6210\u9577\u8207\u9032\u6b65\uff0c\u8a8d\u70ba\u81ea\u5df1\u7a4d\u6975\u53c8\u52aa\u529b\uff0c\u7136\u800c\u4ed6\u5011\u5176\u5be6\u5f80\u5f80\u904e\u65bc\u6a02\u89c0\uff0c\u800c\u9ad8\u4f30\u4e86\u81ea\u5df1\u5be6\u969b\u6240\u80fd\u627f\u53d7\u7684\u98a8\u96aa\u3002\u800c\u60b2\u89c0\u7684\u4eba\u5247\u4e0d\u7136\uff0c\u4ed6\u5011\u6703\u9810\u8a2d\u6700\u5dee\u7684\u7d50\u679c\uff0c\u8003\u616e\u5b89\u5168\u8207\u4fdd\u969c\u3002\u901a\u5e38\u60b2\u89c0\u7684\u4eba\u6703\u89ba\u5f97\u81ea\u5df1\u5f88\u52d9\u5be6\uff0c\u5916\u4eba\u770b\u4f86\uff0c\u537b\u662f\u8ca0\u9762\u7684\uff1a\u8a8d\u70ba\u4ed6\u5011\u5bb9\u6613\u8003\u616e\u592a\u591a\uff0c\u932f\u5931\u597d\u6a5f\u6703\u3002<\/p>\n\n\n\n<p>\u65e5\u672c\u7d93\u71df\u4e4b\u795e\u7a3b\u76db\u548c\u592b\u66fe\u8aaa\uff1a\u300c\u4eba\u751f\u7684\u9053\u8def\u90fd\u662f\u7531\u5fc3\u4f86\u63cf\u7e6a\u7684\u300d\uff0c\u8aaa\u7684\u662f<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6800\" class=\"has-inline-color\">\u4e00\u500b\u4eba\u7684\u5fc3\u614b\u6c7a\u5b9a\u5176\u672a\u4f86\u9053\u8def<\/mark>\uff0c\u90a3\u9ebc\u6a02\u89c0\u8207\u60b2\u89c0\u7684\u5fc3\u614b\u5462\uff1f\u5728\u672a\u4f86\u7684\u500b\u4eba\u8ca1\u52d9\u4e0a\u6703\u6709\u4ec0\u9ebc\u5f71\u97ff\uff1f<\/p>\n\n\n\n<p>\u773c\u5149\u622a\u7136\u4e0d\u540c\u7684\u5169\u7a2e\u4eba\uff0c\u53c8\u662f\u5982\u4f55\u8868\u73fe\u7684\u5462\uff1f<\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-vs\">\u6a02\u89c0 vs \u60b2\u89c0\uff1a\u96d9\u65b9\u7684\u60f3\u6cd5\u5dee\u7570<\/a><ul><li><a href=\"#aioseo-part-1\">Part 1\uff1a\u6211\u61c9\u8a72\u8cb7\u623f\u55ce\uff1f<\/a><\/li><li><a href=\"#aioseo-part-2\">Part 2\uff1a\u6211\u61c9\u8a72\u5efa\u7acb\u9810\u7b97\u55ce\uff1f<\/a><\/li><li><a href=\"#aioseo-part-3\">Part 3\uff1a\u6211\u61c9\u8a72\u6295\u8cc7\u55ce\uff1f<\/a><\/li><\/ul><\/li><li><a href=\"#aioseo-\">\u6a02\u89c0 + \u60b2\u89c0\uff1a\u96d9\u65b9\u7684\u60f3\u6cd5\u878d\u5408<\/a><ul><li><a href=\"#aioseo-part-1\">Part 1\uff1a\u6211\u61c9\u8a72\u8cb7\u623f\u55ce\uff1f<\/a><\/li><li><a href=\"#aioseo-part-2\">Part 2\uff1a\u6211\u61c9\u8a72\u5efa\u7acb\u9810\u7b97\u55ce\uff1f<\/a><\/li><li><a href=\"#aioseo-part-3\">Part 3\uff1a\u6211\u61c9\u8a72\u6295\u8cc7\u55ce\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-vs\"><strong>\u6a02\u89c0 vs \u60b2\u89c0\uff1a\u96d9\u65b9\u7684\u60f3\u6cd5\u5dee\u7570<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-part-1\"><strong>&nbsp;Part 1<\/strong><strong>\uff1a\u6211\u61c9\u8a72\u8cb7\u623f\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u6a02\u89c0\u4e3b\u7fa9\u8005\u6703\u76f8\u4fe1\u300c\u6709\u571f\u65af\u6709\u8ca1\u300d\uff0c\u4e14\u8a8d\u70ba\u300c\u64c1\u6709\u623f\u5b50\u300d\u7b49\u540c\u6210\u529f\uff0c\u4ed6\u5011\u8a8d\u70ba\u9019\u662f\u4e00\u7a2e\u5b89\u5168\u3001\u7a69\u5b9a\u3001\u5275\u9020\u8ca1\u5bcc\u7684\u5100\u5f0f\u3002\u6709\u4e86\u81ea\u5df1\u7684\u623f\u5b50\uff0c\u5c31\u7121\u9700\u518d\u64d4\u5fc3\u79df\u91d1\u9ad8\u6f32\u6216\u623f\u6771\u81e8\u6642\u6536\u623f\u3002\u4e0d\u904e\uff0c\u5c31\u6295\u8cc7\u7684\u7acb\u5834\u4f86\u770b\uff0c\u623f\u5730\u7522\u7684\u5e02\u5834\u50f9\u503c\u624d\u662f\u91cd\u9ede\uff0c\u6a02\u89c0\u7684\u4eba\u4e26\u4e0d\u6703\u8a8d\u771f\u8a55\u4f30\u9019\u9ede\uff0c\u5c31\u5982\u53e4\u5fb9\u5b78\u9662(Goucher College)\u7684\u91d1\u878d\u5b78\u6559\u6388\uff0c\u4e5f\u662f\u300a\u6295\u8cc7\u8005\u884c\u70ba\u300b(investor behaviors)\u4e00\u66f8\u7684\u7de8\u8f2f\u7dad\u514b\u6258\u2022\u91cc\u5361\u723e\u8fea\uff08Victor Ricciardi\uff09\u6240\u8aaa\u7684\u4e00\u6a23\uff1a\u300c\u4eba\u5011\u4ee5\u70ba(\u623f\u5730\u7522)\u50f9\u683c\u6703\u4e00\u76f4\u98c6\u6f32\uff0c\u6c92\u6709\u76e1\u982d\u3002\u300d\u9019\u5c31\u662f\u6a02\u89c0\u7684\u4eba\u5011\u3002<\/p>\n\n\n\n<p>\u60b2\u89c0\u4e3b\u7fa9\u8005\u6703\u9810\u8a2d\u7d50\u5c40\uff0c\u601d\u8003\u5404\u9805\u6210\u672c(\u7a05\u52d9)\u8207\u8cbb\u7528\uff0c\u4f8b\u5982\uff1a\u7dad\u8b77\u623f\u5c4b\u72c0\u6cc1\u7684\u8cbb\u7528\u6216\u623f\u5c4b\u7a05\u7b49\u3002\u53e6\u5916\uff0c\u4ed6\u5011\u66f4\u64d4\u5fc3\uff0c\u5047\u82e5\u623f\u5e02\u5d29\u76e4\uff0c\u624b\u4e0a\u7684\u623f\u5730\u7522\u5c07\u6703\u5931\u53bb\u539f\u59cb\u50f9\u503c\u3002\u6216\u8a31\u8fd1\u5e74\u7684\u623f\u5e02\u4e0b\u8dcc\u4e5f\u78ba\u7acb\u4ed6\u5011\u7684\u60f3\u6cd5\uff0c\u8b93\u4ed6\u5011\u9072\u9072\u7121\u6cd5\u4e0b\u624b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-part-2\"><strong>Part 2<\/strong><strong>\uff1a<\/strong><strong>\u6211\u61c9\u8a72\u5efa\u7acb\u9810\u7b97\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u6a02\u89c0\u4e3b\u7fa9\u8005\u8a8d\u70ba\u5efa\u7acb\u9810\u7b97\u662f\u8abf\u7bc0\u8ca1\u52d9\u72c0\u6cc1\u7684\u597d\u65b9\u6cd5\uff0c\u80fd\u5e36\u4f86\u4e00\u4e9b\u597d\u7d50\u679c\uff1a\u64fa\u812b\u50b5\u52d9\u3001\u5b58\u9322\u8cb7\u5c4b\u6216\u6709\u9ede\u5132\u84c4\u3002\u4ed6\u5011\u6703\u8aaa\uff1a\u300c\u9019\u662f\u4fdd\u969c\u7d93\u6fdf\u5b89\u5168\u7684\u5165\u9580\u7968\uff01\u300d<\/p>\n\n\n\n<p>\u60b2\u89c0\u4e3b\u7fa9\u8005\u5247\u8a8d\u70ba\u9810\u7b97\u8d77\u4e0d\u4e86\u4ec0\u9ebc\u4f5c\u7528\uff0c\u6bcf\u500b\u4eba\u90fd\u6709\u60f0\u6027\uff0c\u4e0d\u53ef\u80fd\u6642\u6642\u523b\u523b\u5805\u6301\u9810\u7b97\u82b1\u9322\u3002\u5c31\u7b97\u771f\u7684\u505a\u4e86\u9810\u7b97\uff0c\u6700\u7d42\u4e5f\u4e0d\u6703\u6210\u529f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-part-3\"><strong>Part 3<\/strong><strong>\uff1a\u6211\u61c9\u8a72\u6295\u8cc7\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u7121\u610f\u5916\u7684\uff0c\u9019\u9ede\u4e0a\u6a02\u89c0\u4e3b\u7fa9\u8005\u4ecd\u4e00\u5982\u5f80\u5e38\u7684\u7a4d\u6975\u3001\u6b63\u9762\uff1a\u4fdd\u6301\u300c\u7d55\u5c0d\u8981\u6295\u8cc7\uff01\u300d\u7684\u4fe1\u5ff5\uff0c\u4ed6\u5011\u666e\u904d\u4e0d\u6015\u98a8\u96aa(\u6216\u8aaa\u4ed6\u5011\u901a\u5e38\u627f\u64d4\u4e86\u904e\u591a\u81ea\u5df1\u5be6\u969b\u4e0a\u6240\u80fd\u627f\u53d7\u7684\u98a8\u96aa)\uff0c\u5927\u81bd\u6295\u8cc7\uff0c\u5728\u4ed6\u5011\u773c\u88e1\uff0c\u725b\u5e02\u6c38\u9060\u5b58\u5728\u4e0d\u6703\u6d88\u5931\u3002\u4ed6\u5011\u4e0d\u6703\u60f3\u50cf10\uff5e20\u5e74\u4e4b\u5f8c\u7684\u4e8b\u60c5\uff0c\u4e5f\u4e0d\u6703\u8a8d\u771f\u601d\u8003\u672a\u4f86\u7684\u5be6\u969b\u9700\u6c42\u3002<\/p>\n\n\n\n<p>\u60b2\u89c0\u4e3b\u7fa9\u4e0d\u9858\u610f\u5192\u96aa\uff0c\u4ed6\u5011\u7684\u6295\u8cc7\u4fe1\u5ff5\u662f\u57fa\u91d1\u7d93\u7406\u4eba\u4e0d\u503c\u5f97\u4fe1\u4efb\uff0c\u5be7\u9858\u628a\u9322\u63db\u6210\u9ec3\u91d1\u57cb\u5728\u623f\u5c4b\u5e95\u4e0b\uff0c\u4e5f\u4e0d\u9858\u610f\u4ea4\u7d66\u4ed6\u4eba\u3002\u5982\u540c\u623f\u5730\u7522\u4e00\u822c\uff0c\u4ed6\u5011\u4e5f\u4e0d\u76f8\u4fe1\u80a1\u5e02\u6703\u5e36\u4f86\u5831\u916c\u3002<\/p>\n\n\n\n<p>\u770b\u4e86\u4e0a\u8ff0\u6a02\u89c0\u4e3b\u7fa9\u8005\u8207\u60b2\u89c0\u4e3b\u7fa9\u8005\u7684\u8ca1\u52d9\u5fc3\u614b\u5f8c\uff0c\u4f60\u6703\u600e\u9ebc\u60f3\uff1f\u8a8d\u70ba\u8ab0\u53ef\u80fd\u662f\u6700\u4f73\u7684\u91d1\u9322\u7ba1\u7406\u8005\uff1f<\/p>\n\n\n\n<p>\u770b\u4f86\u90fd\u4e0d\u751a\u7406\u60f3\uff0c\u6709\u597d\u6709\u58de\uff0c\u5404\u5177\u5929\u5e73\u5169\u7aef\u3002\u4e8b\u5be6\u4e0a\u4e5f\u662f\u5982\u6b64\uff0c<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6800\" class=\"has-inline-color\">\u904e\u8207\u4e0d\u53ca<\/mark>\uff0c\u90fd\u7121\u6cd5\u9054\u5230\u597d\u7684\u8ca1\u52d9\u898f\u5283\u3002\u81c9\u66f8\u7684\u5275\u8fa6\u4eba\u99ac\u514b\u7956\u514b\u67cf\u66fe\u516c\u958b\u8868\u793a\u81ea\u5df1\u6700\u559c\u6b61\u7684\u4e00\u53e5\u8a71\uff1a\u300c\u4e16\u754c\u4e0a\u5206\u6210\u5169\u7a2e\u4eba\uff1a\u6a02\u89c0\u4e3b\u7fa9\u8005\u548c\u60b2\u89c0\u4e3b\u7fa9\u8005\uff0c\u6a02\u89c0\u8005\u7d93\u5e38\u6703\u6210\u529f\uff0c\u60b2\u89c0\u8005\u5247\u5f80\u5f80\u662f\u6b63\u78ba\u7684\u3002\u300d<\/p>\n\n\n\n<p>\u5982\u679c\u6a02\u89c0\u8005\u6703\u6210\u529f\uff0c\u60b2\u89c0\u8005\u7ad9\u5728\u6b63\u78ba\u7684\u4e00\u65b9\uff0c\u90a3\u6211\u5011\u9700\u8981\u4e00\u500b\u5e73\u8861\u9ede\u3002\u6839\u64da\u53f0\u7063\u5927\u5b78\u7d44\u7e54\u5fc3\u7406\u5b78\u7814\u7a76\u54e1\u7684\u7814\u7a76\uff1a\u300c\u8981\u9054\u5230\u4e00\u500b\u6700\u597d\u7684\u7d50\u679c\uff0c\u5f97\u63a1\u7528\u6df7\u5408\u6cd5\uff0c<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6800\" class=\"has-inline-color\">\u6210\u70ba\u4e00\u500b\u73fe\u5be6\u7684\u6a02\u89c0\u4e3b\u7fa9\u8005\uff0c\u4fdd\u6301\u6a02\u89c0\u7684\u614b\u5ea6<\/mark>\uff0c\u540c\u6642\u5bc6\u5207\u6ce8\u610f\u6f5b\u5728\u4e0d\u5229\u7684\u56e0\u7d20\u300d\u3002\u4e00\u500b\u6df7\u5408\u5f8c\u7684\u6b63\u78ba\u8ca1\u52d9\u5fc3\u614b\u662f\u600e\u9ebc\u6a23\u7684\uff1f\u8b93\u6211\u5011\u4e00\u8d77\u4f86\u770b\u770b\uff1a<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\"><strong>\u6a02\u89c0 + \u60b2\u89c0<\/strong>\uff1a<strong>\u96d9\u65b9\u7684\u60f3\u6cd5\u878d\u5408<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-part-1\"><strong>Part 1<\/strong><strong>\uff1a\u6211\u61c9\u8a72\u8cb7\u623f\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u8cfc\u8cb7\u7406\u7531\u8207\u8003\u616e\uff1a\u8acb\u8b93\u52d9\u5be6\u7684\u60b2\u89c0\u601d\u8003\u5e6b\u5fd9\uff1a\u4f60\u5b58\u4e86\u591a\u5c11\u9322\uff1f\u5982\u679c\u4f60\u4e1f\u4e86\u5de5\u4f5c\uff0c\u662f\u5426\u81f3\u5c11\u67096\u500b\u6708\u7684\u5b58\u6b3e\uff0c\u53ef\u7e73\u623f\u8cb8\u548c\u751f\u6d3b\uff1f\u5018\u82e5\u9700\u81e8\u6642\u7570\u52d5\u4f4f\u8655\uff0c\u642c\u5f80\u4ed6\u8655\uff0c\u662f\u5426\u505a\u597d\u8667\u672c\u8ca9\u552e\u7684\u5fc3\u7406\u6e96\u5099\uff1f\u8fd1\u5e74\u653f\u5e9c\u4e0d\u65b7\u589e\u7a05\uff0c\u5982\u679c\u672a\u4f86\u5c07\u589e\u7a05 10%\uff0c\u80fd\u5426\u8ca0\u64d4\uff1f\u9019\u4e9b\u770b\u4f3c\u60b2\u89c0\u3001\u4e0d\u5207\u5be6\u969b\u7684\u554f\u984c\uff0c\u6709\u52a9\u65bc\u4f60\u7406\u51fa\u982d\u7dd2\uff0c\u505a\u5408\u7406\u7684\u6c7a\u5b9a\uff0c\u4e14\u4e86\u89e3\u6f5b\u5728\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u8cfc\u8cb7\u8207\u8cb8\u6b3e\u7684\u6c7a\u5fc3\uff1a\u8003\u616e\u904e\u591a\uff0c\u78ba\u5be6\u6703\u8b93\u4eba\u7121\u6cd5\u4e0b\u6c7a\u5b9a\uff0c\u9019\u6642\uff0c\u7576\u4f60\u8003\u616e\u904e\u4ee5\u4e0a\u7684\u554f\u984c\uff0c\u53d6\u5f97\u6b63\u7576\u7406\u7531\u5f8c\uff0c\u4f60\u9700\u8981\u6a02\u89c0\u7684\u5fc3\u614b\u5354\u52a9\uff0c\u8b93\u8cfc\u8cb7\u5be6\u73fe\uff0c\u56e0\u70ba\u5927\u91cf\u7684\u8cb8\u6b3e\u9700\u8981\u6642\u9593\u548c\u9ad4\u529b\u7684\u5805\u6301\uff0c\u9019\u9ede\uff0c\u6a02\u89c0\u7684\u5fc3\u614b\u80fd\u4f5c\u7528\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-part-2\"><strong>Part 2<\/strong><strong>\uff1a\u6211\u61c9\u8a72\u5efa\u7acb\u9810\u7b97\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u4fe1\u5ff5\u5efa\u7acb\uff1a\u76f8\u4fe1\u300c\u9810\u7b97\u6709\u7528\u300d\uff0c\u4f60\u9700\u8981\u6a02\u89c0\u7684\u601d\u8003\u3002\u4f46\u5805\u6301\u8cab\u5fb9\u9810\u7b97\uff0c\u5c31\u4e0d\u80fd\u592a\u904e\u6a02\u89c0\uff0c\u4ee5\u70ba\u81ea\u5df1\u53ef\u8f15\u9b06\u8fa6\u5230\u3002\u4e0d\u8981\u5fd8\u8a18\uff0c\u60b2\u89c0\u4e3b\u7fa9\u8005\u7684\u89c0\u9ede\uff1a\u9810\u7b97\u7684\u57f7\u884c\u9700\u8981\u9055\u53cd\u4eba\u6027\u7684\u52aa\u529b\u3002\u9019\u662f\u5c0d\u7684\uff0c\u90a3\u9ebc\u6211\u5011\u61c9\u8a72\u600e\u9ebc\u5e6b\u52a9\u81ea\u5df1\uff1f<\/p>\n\n\n\n<p>\u884c\u70ba\u5be6\u8e10\uff1a\u9019\u6642\u8981\u6d3b\u7528\u6a02\u89c0\u8005\u7684\u5c0f\u6210\u5c31\u9054\u6210\u6cd5\uff0c\u6bcf\u500b\u6708\u5148\u5c07\u5fc5\u8981\u652f\u51fa\u5148\u6263\u9664\uff08\u5982\uff1a\u623f\u79df\u3001\u4fdd\u96aa\u3001\u624b\u6a5f\u8cbb\u6216\u6c34\u96fb\u8cbb\u7b49\uff09\uff0c\u518d\u91dd\u5c0d\u5269\u9918\u7684\u9322\u505a\u9810\u7b97\u5b89\u6392\uff0c\u9019\u6a23\u4e00\u4f86\uff0c\u7576\u4f60\u6709\u5e7e\u500b\u985e\u5225\u505a\u5230\u63a7\u5236\u9810\u7b97\u7684\u5c0f\u6210\u5c31\uff0c\u4f60\u5c31\u80fd\u9010\u6f38\u7fd2\u6163\u9810\u7b97\u63a7\u5236\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-part-3\"><strong>Part 3<\/strong><strong>\uff1a\u6211\u61c9\u8a72\u6295\u8cc7\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u5728\u6295\u8cc7\u4e0a\u5f97\u66f4\u52a0\u5c0f\u5fc3\uff0c\u5169\u8005\u7684\u884c\u70ba\u50be\u5411\u4e00\u4e0d\u5c0f\u5fc3\u90fd\u53ef\u80fd\u8b93\u81ea\u5df1\u8499\u53d7\u640d\u5931\uff1a<\/p>\n\n\n\n<p>\u60b2\u89c0\u4e3b\u7fa9\u8005\u8a8d\u70ba\u81ea\u5df1\u6295\u8cc7\u4e00\u5b9a\u6703\u5931\u6557\u6216\u8ce0\u9322\uff0c\u5047\u82e5\u7121\u6cd5\u653e\u68c4\u9019\u500b\u5ff5\u982d\uff0c\u5c07\u7121\u6cd5\u505a\u4efb\u4f55\u6295\u8cc7\uff0c\u6240\u4ee5\u5f97\u907f\u514d\u5931\u6557\uff0c\u9019\u6642\u4f60\u53ef\u4ee5\u8003\u616e\u98a8\u96aa\u8f03\u4f4e\u3001\u9069\u5408\u81ea\u5df1\u7684\u8cc7\u7522\u914d\u7f6e\uff0c\u642d\u914d\u9577\u671f\u6295\u8cc7\uff0c\u4ee5\u78ba\u4fdd\u81ea\u5df1\u6709\u500b\u8212\u9069\u7684\u9000\u4f11\u751f\u6d3b\u3002<\/p>\n\n\n\n<p>\u6a02\u89c0\u4e3b\u7fa9\u8005\u5c0d\u5e02\u5834\u592a\u904e\u6a02\u89c0\uff0c\u53e4\u5fb9\u5b78\u9662\uff08Goucher College\uff09\u7684\u91d1\u878d\u5b78\u6559\u6388\u91cc\u5361\u723e\u8fea\u5efa\u8b70\uff0c\u53ef\u5728\u6295\u8cc7\u7d44\u5408\u4e2d\u8cfc\u8cb7\u53cd\u5411\u7684\u8cc7\u7522\uff0c\u6bcf\u5e74<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" title=\"\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\uff0c\u4ee5\u7de9\u548c\u81ea\u5df1\u7684\u6a02\u89c0\u60c5\u7dd2\u3002<\/p>\n\n\n\n<p>\u770b\u5230\u4e86\u55ce\uff1f\u4f60\u89ba\u5f97\u81ea\u5df1\u662f\u54ea\u4e00\u7a2e\u50be\u5411\u7684\u4eba\u5462\uff1f\u4e0d\u7ba1\u662f\u54ea\u4e00\u7a2e\uff0c\u8acb\u63a5\u53d7\u4ee5\u4e0a\u5efa\u8b70\uff0c<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6800\" 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[&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":770,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[202,208,220,444,476],"class_list":["post-767","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-14","tag-202","tag-208","tag-220","tag-444","tag-476"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/767","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=767"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/767\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/770"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=767"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=767"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=767"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}