{"id":875,"date":"2018-04-09T09:34:00","date_gmt":"2018-04-09T01:34:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=875"},"modified":"2018-04-09T09:34:00","modified_gmt":"2018-04-09T01:34:00","slug":"%e6%a9%9f%e5%99%a8%e4%ba%ba%e7%90%86%e8%b2%a1%e7%9a%84%e6%8a%95%e8%b3%87%e5%8e%9f%e5%89%87%e2%94%80%e2%94%80-%e9%95%b7%e6%9c%9f%e6%8a%95%e8%b3%87","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=875","title":{"rendered":"\u6a5f\u5668\u4eba\u7406\u8ca1\u7684\u6295\u8cc7\u539f\u5247\u2500\u2500 \u9577\u671f\u6295\u8cc7"},"content":{"rendered":"\n<p>\u6a5f\u5668\u4eba\u7406\u8ca1\u6700\u5927\u7684\u50f9\u503c\uff0c\u5c31\u662f\u900f\u904e\u4e00\u7cfb\u5217\u5b8c\u6574\u7684\u8ca1\u52d9\u898f\u5283\uff0c\u5e6b\u52a9\u6295\u8cc7\u4eba\u7d2f\u7a4d\u8cc7\u91d1\uff0c\u9054\u6210\u4eba\u751f\u4e2d\u7684\u91cd\u8981\u76ee\u6a19\u3002<\/p>\n\n\n\n<p>\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u505a\u5230\uff1f\u300c \u9577\u671f\u6295\u8cc7 \u300d\u5c31\u662f\u95dc\u9375\u6295\u8cc7\u539f\u5247\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p>\u300c \u9577\u671f\u6295\u8cc7 \u300d\u662f\u6307\uff0c\u8cb7\u5165\u6a19\u7684\u4e4b\u5f8c\u6301\u6709\u4e00\u6bb5\u6642\u9593\uff0c\u4e0d\u96a8\u610f\u8ce3\u51fa\uff0c\u76f4\u5230\u9700\u8981\u7528\u5230\u9019\u7b46\u8cc7\u91d1\u6642\uff0c\u6216\u662f\u7279\u6b8a\u60c5\u6cc1\uff08<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\" title=\"\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u627e\u5230\u6700\u4f73\u7684\u6295\u8cc7\u7d44\u5408\uff1f\">\u6295\u8cc7\u7d44\u5408<\/a><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" title=\"\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u81ea\u52d5\u518d\u5e73\u8861\u4ecb\u7d39\uff08Auto-Rebalance\uff09\">\u518d\u5e73\u8861<\/a>\uff09\u624d\u8ce3\u51fa\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9577\u671f\u6295\u8cc7 \u662f\u591a\u9577\uff1f<\/strong><\/h2>\n\n\n\n<p>\u6240\u8b02\u7684\u300c \u9577\u671f\u6295\u8cc7 \u300d\uff0c\u7a76\u7adf\u662f\u591a\u9577\uff1f<\/p>\n\n\n\n<p>\u7b54\u6848\u662f\u9700\u8996\u300c\u8ca1\u52d9\u76ee\u6a19\u300d\u800c\u5b9a\uff0c\u4e5f\u5c31\u662f\u9019\u7b46\u8cc7\u91d1\u8ddd\u96e2\u4f7f\u7528\u671f\u9650\u6709\u591a\u9577\uff0c\u5247\u6295\u8cc7\u6642\u9593\u5c31\u53ef\u4ee5\u6709\u591a\u9577\uff0c\u53ef\u80fd\u662f3~5\u5e74\uff0c\u4f8b\u5982\u8ca1\u52d9\u76ee\u6a19\u70ba\u6e96\u50993~5\u5e74\u5f8c\u8cb7\u623f\u7684\u982d\u671f\u6b3e\uff0c\u4e5f\u53ef\u80fd\u662f30\u5e74\u4ee5\u4e0a\uff0c\u50cf\u662f\u5e74\u8f15\u4eba\u70ba\u81ea\u5df1\u6e96\u509930\u5e74\u5f8c\u7684\u9000\u4f11\u91d1\u70ba\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n<p>\u7576\u7136\uff0c\u5982\u679c\u4f60\u6709\u4e00\u7b46\u9592\u7f6e\u8cc7\u91d1\uff0c\u60f3\u7d2f\u7a4d\u9577\u671f\u8ca1\u5bcc\uff0c\u90a3\u9ebc\u6295\u8cc7\u6642\u9593\u8d8a\u4e45\u8d8a\u597d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u70ba\u4ec0\u9ebc\u8981\u9577\u671f\u6295\u8cc7 \uff1f<\/strong><\/h2>\n\n\n\n<p>\u8aaa\u5230\u6295\u8cc7\uff0c\u76f8\u4fe1\u8a31\u591a\u4eba\u6703\u8a8d\u70ba\u9078\u5c0d\u6a19\u7684\u3001\u770b\u6e96\u8cb7\u8ce3\u6642\u6a5f\u5f88\u91cd\u8981\u3002\u800c\u7a76\u7adf\u4ec0\u9ebc\u6642\u5019\u624d\u662f\u6700\u597d\u7684\u9032\u5834\u6642\u9ede\uff1f\u6c92\u6709\u4eba\u6703\u77e5\u9053\u3002<\/p>\n\n\n\n<p>\u4f46\u5982\u679c\u4eca\u5929\u6211\u5011\u662f\u4ee5\u300c \u9577\u671f\u6295\u8cc7 \u300d\u7684\u89d2\u5ea6\u4f86\u9032\u884c\u6295\u8cc7\uff0c\u90a3\u9ebc\u4e0d\u7ba1\u73fe\u5728\u5e02\u5834\u8655\u65bc\u4f4e\u9ede\u3001\u6216\u9ad8\u9ede\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff8d3d\" class=\"has-inline-color\">\u6211\u5011\u53ea\u8981\u505a\u597d<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\" title=\"\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc\uff1f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5354\u52a9\u60a8\u8cc7\u7522\u914d\u7f6e\uff1f\">\u8cc7\u7522\u914d\u7f6e<\/a>\uff0c\u4e26 \u9577\u671f\u6295\u8cc7 \uff0c\u5c31\u80fd\u85c9\u7531\u6295\u8cc7\u5e36\u4f86\u7684\u8907\u5229\u6548\u679c\uff0c\u6301\u7e8c\u7d2f\u7a4d\u8ca1\u5bcc<\/mark>\uff0c<\/strong>\u800c\u4e0d\u9700\u8981\u95dc\u6ce8\u77ed\u671f\u7684\u6ce2\u52d5\uff0c\u8003\u616e\u4f55\u6642\u8a72\u8cb7\u9032\uff0c\u9072\u9072\u7b49\u5f85\u6700\u4f73\u9032\u5834\u6642\u6a5f\uff0c\u800c\u932f\u5931\u4e86\u6295\u8cc7\u6a5f\u6703\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9577\u671f\u6295\u8cc7\u6709\u4ec0\u9ebc\u597d\u8655\uff1f<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8f15\u9b06\u3001\u7701\u6642<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5c0d\u65bc \u9577\u671f\u6295\u8cc7 \u4eba\u4f86\u8aaa\uff0c\u4f9d\u7167\u8a08\u756b\u5efa\u7acb\u597d\u6295\u8cc7\u7d44\u5408\uff0c\u958b\u59cb\u6295\u8cc7\u5f8c\uff0c\u53ea\u9700\u8981\u5b9a\u671f\u6aa2\u8996\u6295\u8cc7\u7d44\u5408\uff0c\u5b9a\u671f\u9032\u884c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\" title=\"\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u627e\u5230\u6700\u4f73\u7684\u6295\u8cc7\u7d44\u5408\uff1f\">\u6295\u8cc7\u7d44\u5408<\/a><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" title=\"\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u81ea\u52d5\u518d\u5e73\u8861\u4ecb\u7d39\uff08Auto-Rebalance\uff09\">\u518d\u5e73\u8861<\/a>\u5373\u53ef\uff0c\u4e0d\u9700\u8981\u50cf\u77ed\u671f\u4ea4\u6613\u8005\uff0c\u82b1\u8cbb\u5927\u91cf\u7cbe\u795e\u8207\u6642\u9593\uff0c\u95dc\u6ce8\u5e02\u5834\u52d5\u5411\u3002\u300c \u9577\u671f\u6295\u8cc7 \u300d\u7684\u597d\u8655\u662f\u53ef\u4ee5\u7701\u4e0b\u66f4\u591a\u6642\u9593\uff0c\u4eab\u53d7\u751f\u6d3b\u3001\u5145\u5be6\u81ea\u5df1\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6295\u8cc7\u6210\u679c\u66f4\u597d<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u300c \u9577\u671f\u6295\u8cc7 \u300d\u53ef\u4ee5\u6709\u6548\u964d\u4f4e\u98a8\u96aa\uff0c\u63d0\u5347\u6295\u8cc7\u6210\u679c\u3002<\/p>\n\n\n\n<p>\u7531\u65bc\u5e02\u5834\u6bcf\u5929\u90fd\u6703\u53d7\u8a31\u591a\u96dc\u8a0a\u5e72\u64fe\uff0c\u5728\u77ed\u6642\u9593\u5167\uff0c\u96dc\u8a0a\u8d8a\u591a\u5e02\u5834\u6ce2\u52d5\u7a0b\u5ea6\u5c31\u8d8a\u5927\u3001\u96a8\u6a5f\u6027\u4e5f\u8d8a\u9ad8\uff0c\u56e0\u6b64\u52dd\u7387\u8d8a\u96e3\u4ee5\u63a7\u5236\u3002\u4f46\u300c \u9577\u671f\u6295\u8cc7 \u300d\u4e4b\u4e0b\uff0c\u7121\u8ad6\u5e02\u5834\u5728\u77ed\u671f\u9593\u5982\u4f55\u5287\u70c8\u8b8a\u52d5\uff0c\u90fd\u4e0d\u6703\u6709\u592a\u5927\u5f71\u97ff\uff0c\u56e0\u70ba\u300c \u9577\u671f\u6295\u8cc7 \u300d\u662f\u70ba\u4e86\u8b93\u8907\u5229\u7d2f\u7a4d\u5831\u916c\u3002<\/p>\n\n\n\n<p>\u5982\u4e0b\u5716\uff0c1997\u5e74~2016\u5e74\u5404\u9805\u8cc7\u7522\u5e74\u5e73\u5747\u5831\u916c\u7387\u4ecb\u65bc3.4%~9.7%\uff0c\u7136\u800c\uff0c\u5e73\u5747\u800c\u8a00\u6295\u8cc7\u4eba\u7684\u5e74\u5e73\u5747\u5831\u916c\u7387\u537b\u50c5\u67092.3%\uff0c\u9060\u4f4e\u65bc\u5404\u985e\u8cc7\u7522\u8868\u73fe\uff0c\u50c5\u7565\u512a\u65bc\u901a\u8ca8\u81a8\u8139\u6210\u9577\u7387\uff0c\u7531\u6b64\u53ef\u898b\uff0c\u591a\u6578\u6295\u8cc7\u4eba\u77ed\u9032\u77ed\u51fa\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u53cd\u800c\u5e36\u4f86\u66f4\u5dee\u7684\u6295\u8cc7\u7e3e\u6548\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1912\" height=\"539\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/58-2.png\" alt=\"\" class=\"wp-image-876\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/58-2.png 1912w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/58-2-300x85.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/58-2-1024x289.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/58-2-768x217.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/58-2-1536x433.png 1536w\" sizes=\"auto, (max-width: 1912px) 100vw, 1912px\" \/><figcaption class=\"wp-element-caption\">1997\u5e74~2016\u5e74\uff0c\u5404\u985e\u8cc7\u7522\u5e73\u5747\u5e74\u5831\u916c\u7387<br \/>\u8cc7\u6599\u4f86\u6e90\uff1aJ.P.Morgan\uff0cGuide to the Markets\uff0c2017\/12\/31<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u964d\u4f4e\u4ea4\u6613\u6210\u672c<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u76f8\u8f03\u65bc\u77ed\u671f\u7684\u983b\u7e41\u4ea4\u6613\uff0c\u300c \u9577\u671f\u6295\u8cc7 \u300d\u7684\u53e6\u4e00\u9805\u597d\u8655\u662f\u5927\u5e45\u964d\u4f4e\u4ea4\u6613\u6210\u672c\uff0c\u5c24\u5176\u7576\u6295\u8cc7\u91d1\u984d\u8d8a\u5927\uff0c\u8d8a\u983b\u7e41\u5730\u4ea4\u6613\uff0c\u6240\u7522\u751f\u7684\u6210\u672c\u4e5f\u6703\u8d8a\u591a\uff0c\u800c\u904e\u591a\u7684\u4ea4\u6613\u6210\u672c\u6703\u4fb5\u8755\u7372\u5229\uff0c\u56e0\u6b64\u4e0d\u4e00\u5b9a\u6703\u6709\u8f03\u597d\u7684\u6295\u8cc7\u6210\u679c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5e6b\u52a9\u6295\u8cc7\u4eba\u505a\u5230 \u9577\u671f\u6295\u8cc7 \uff1f<\/strong><\/h2>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff8d3d\" class=\"has-inline-color\">\u6295\u8cc7\u4eba\u7121\u6cd5\u300c \u9577\u671f\u6295\u8cc7 \u300d\u5f88\u5927\u539f\u56e0\u5728\u65bc\u6295\u8cc7\u7f3a\u4e4f\u300c\u7d00\u5f8b\u300d\uff0c\u800c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u6700\u5927\u7684\u529f\u80fd\u662f\u5efa\u7acb\u6709\u7d00\u5f8b\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u8b93\u6295\u8cc7\u4eba\u53ef\u4ee5\u66f4\u5c11\u53d7\u5230\u5e02\u5834\u6ce2\u52d5\u800c\u5f71\u97ff\u6295\u8cc7\u6c7a\u7b56\uff0c\u9010\u6b65\u671d\u76ee\u6a19\u9081\u9032\uff01<\/mark><\/strong><\/p>\n\n\n\n<p>\u6a5f\u5668\u4eba\u7406\u8ca1\u900f\u904e\u4ee5\u4e0b\u65b9\u5f0f\uff0c\u5e6b\u52a9\u6295\u8cc7\u4eba\u66f4\u6709\u7d00\u5f8b\u505a\u5230\u300c \u9577\u671f\u6295\u8cc7 \u300d\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7<\/strong><\/h3>\n\n\n\n<p>\u8a31\u591a\u6295\u8cc7\u4eba\u4e4b\u6240\u4ee5\u7121\u6cd5\u5805\u6301\u300c \u9577\u671f\u6295\u8cc7 \u300d\uff0c\u539f\u56e0\u4e4b\u4e00\u5c31\u662f\u6c92\u6709\u660e\u78ba\u7684\u6295\u8cc7\u76ee\u7684\uff0c\u56e0\u6b64<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u4ee5\u300c\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\u300d\uff08Goal-Based Investing\uff09\u65b9\u5f0f\uff0c\u8b93\u6295\u8cc7\u4eba\u6e05\u695a\u81ea\u5df1\u6295\u8cc7\u7684\u76ee\u7684\uff0c\u4e26\u4f9d\u6b64\u76ee\u7684\u5236\u5b9a\u6295\u8cc7\u8a08\u756b\uff0c\u907f\u514d\u6295\u8cc7\u4eba\u53d7\u5e02\u5834\u77ed\u671f\u6ce2\u52d5\u7684\u5f71\u97ff\uff0c\u505a\u51fa\u4e0d\u7406\u6027\u7684\u6295\u8cc7\u5224\u65b7\u3002 &lt; \u53c3\u8003\u00a0<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u60f3\u6210\u529f\uff1f\u4e0d\u662f\u5148\u554f\u8a72\u6295\u8cc7\u4ec0\u9ebc\uff01\u4f60\u61c9\u8a72\u5148\u6709\u300c\u8ca1\u52d9\u76ee\u6a19<\/a><a href=\"https:\/\/roboadvisor.com.tw\/Blog\/?p=2989\">\u300d<\/a>\u00a0><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u8cc7\u7522\u914d\u7f6e<\/strong><\/h3>\n\n\n\n<p>\u53e6\u4e00\u500b\u7121\u6cd5\u505a\u5230\u300c \u9577\u671f\u6295\u8cc7 \u300d\u7684\u539f\u56e0\uff0c\u5c31\u662f\u6c92\u6709\u505a\u597d\u300c<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff8d3d\" class=\"has-inline-color\"><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\" title=\"\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc\uff1f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5354\u52a9\u60a8\u8cc7\u7522\u914d\u7f6e\uff1f\">\u8cc7\u7522\u914d\u7f6e<\/a><\/mark><\/strong>\u300d\u3002\u7531\u65bc\u8a31\u591a\u4eba\u5728\u6295\u8cc7\u6642\uff0c\u53ea\u5c08\u6ce8\u65bc\u7522\u54c1\u7684\u6311\u9078\uff0c\u4e26\u672a\u4f9d\u7167\u81ea\u5df1\u7684\u98a8\u96aa\u627f\u53d7\u5ea6\u4f86\u9032\u884c\u8cc7\u7522\u914d\u7f6e\uff0c\u5f80\u5f80\u8b93\u81ea\u5df1\u627f\u53d7\u4e0d\u5408\u9069\u7684\u98a8\u96aa\uff0c\u4f8b\u5982\uff1a\u904e\u53bb\u4e00\u6bb5\u6642\u9593\u80a1\u5e02\u8868\u73fe\u4e00\u76f4\u5f88\u597d\uff0c\u8a31\u591a\u4eba\u5c31\u5c07\u8cc7\u91d1\u90fd\u6295\u5165\u80a1\u5e02\uff0c\u4e00\u65e6\u5e02\u5834\u77ed\u6642\u9593\u5167\u5927\u5e45\u6ce2\u52d5\uff0c\u6295\u8cc7\u4eba\u5c31\u6703\u627f\u53d7\u4e0d\u4e86\u904e\u5927\u7684\u640d\u5931\uff0c\u65bc\u662f\u8a8d\u8ce0\u51fa\u5834\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u60f3\u505a\u5230\u300c 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style=\"background-color:rgba(0, 0, 0, 0);color:#ff8d3d\" class=\"has-inline-color\"><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\" title=\"\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc\uff1f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5354\u52a9\u60a8\u8cc7\u7522\u914d\u7f6e\uff1f\">\u8cc7\u7522\u914d\u7f6e<\/a><\/mark><\/strong>\u300d\uff0c\u63d0\u4f9b\u9069\u5408\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u8b93\u6295\u8cc7\u4eba\u53ef\u4ee5\u5b89\u5fc3\u5730\u9032\u884c\u300c \u9577\u671f\u6295\u8cc7 \u300d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6295\u8cc7\u7d44\u5408<\/strong><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\">\u518d\u5e73\u8861<\/a><\/h3>\n\n\n\n<p>\u6a5f\u5668\u4eba\u7406\u8ca1\u9664\u4e86\u4ee5\u300c\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\u300d\u3001\u300c\u8cc7\u7522\u914d\u7f6e\u300d\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u70ba\u6295\u8cc7\u4eba\u5efa\u7acb\u6709\u7d00\u5f8b\u7684\u6295\u8cc7\uff0c\u9084\u6703\u5728\u6295\u8cc7\u5f8c\u5b9a\u671f\u9032\u884c\u6295\u8cc7\u7d44\u5408\u300c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\">\u518d\u5e73\u8861<\/a>\u300d\uff0c\u6b64\u76ee\u7684\u662f\u70ba\u4e86\u514b\u670d\u300c\u8ffd\u9ad8\u6bba\u4f4e\u300d\u7684\u4eba\u6027\u5f31\u9ede\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u7d44\u5408\u300c\u518d\u5e73\u8861\u300d\u900f\u904e\u5b9a\u671f\u6aa2\u8996\uff0c\u5c07\u8cc7\u7522\u914d\u7f6e\u56de\u6b78\u5230\u9069\u7576\u7684\u98a8\u96aa\uff0c\u9054\u5230\u7d00\u5f8b\u6295\u8cc7\u7684\u6548\u679c\uff0c\u907f\u514d\u6295\u8cc7\u4eba\u5728\u4e0d\u7406\u6027\u7684\u60c5\u6cc1\u4e0b\uff0c\u932f\u4f30\u4e86\u81ea\u5df1\u7684\u98a8\u96aa\u627f\u53d7\u5ea6\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u662f\u4ee5\u300c \u9577\u671f\u6295\u8cc7 \u300d\u70ba\u539f\u5247\uff0c\u8b93\u6295\u8cc7\u4eba\u904b\u7528\u6642\u9593\u8207\u8907\u5229\u7684\u529b\u91cf\uff0c\u4e2d\u9577\u671f\u6642\u9593\u5167\u7d2f\u7a4d\u8cc7\u91d1\uff0c\u9806\u5229\u9054\u6210\u4eba\u751f\u76ee\u6a19\u7684\u7406\u8ca1\u898f\u5283\u5e73\u53f0\u3002\u5982\u679c\u4f60\u60f3\u627e\u7684\u5c31\u662f\u7528\u8f15\u9b06\u3001\u7c21\u55ae\u7684\u65b9\u5f0f\uff0c\u7a69\u6b65\u7d2f\u7a4d\u8ca1\u5bcc\uff0c\u90a3\u9ebc<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u6703\u662f\u4f60\u7684\u6700\u4f73\u9078\u64c7\uff0c\u4f46\u5982\u679c\u4f60\u8ffd\u6c42\u7684\u662f\u77ed\u671f\u5167\u5feb\u901f\u81f4\u5bcc\uff0c\u90a3\u9ebc<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u53ef\u80fd\u4e0d\u9069\u5408\u4f60\u3002<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u6a5f\u5668\u4eba\u7406\u8ca1\u6700\u5927\u7684\u50f9\u503c\uff0c\u5c31\u662f\u900f\u904e\u4e00\u7cfb\u5217\u5b8c\u6574\u7684\u8ca1\u52d9\u898f\u5283\uff0c\u5e6b\u52a9\u6295\u8cc7\u4eba\u7d2f\u7a4d\u8cc7\u91d1\uff0c\u9054\u6210\u4eba\u751f\u4e2d\u7684\u91cd\u8981\u76ee\u6a19\u3002 \u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":880,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[85,248,295,451,496],"class_list":["post-875","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-29","tag-85","tag-248","tag-295","tag-451","tag-496"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=875"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/875\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/880"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}