{"id":8918,"date":"2024-10-22T17:28:27","date_gmt":"2024-10-22T09:28:27","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=8918"},"modified":"2024-10-22T17:28:27","modified_gmt":"2024-10-22T09:28:27","slug":"%e6%8a%95%e8%b3%87%e7%b5%84%e5%90%88%e6%98%af%e4%bb%80%e9%ba%bc%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=8918","title":{"rendered":"\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f\u6211\u8cb7\u7684\u57fa\u91d1\u597d\u55ce\uff1f\u5b78\u6703\u7528\u6295\u8cc7\u7d44\u5408\u7684\u89c0\u5ff5\u66ff\u4f60\u7684\u57fa\u91d1\u5065\u6aa2\uff01"},"content":{"rendered":"\n<p>\u6211\u8cb7\u7684\u662f\u597d\u57fa\u91d1\u55ce\uff1f\u6211\u8cb7\u7684\u57fa\u91d1\u597d\u55ce\uff1f\u6211\u7684\u7684\u57fa\u91d1\u8868\u73fe\u5230\u5e95\u5982\u4f55\u55ce\uff1f<\/p>\n\n\n\n<p>\u5176\u5be6\u5f88\u591a\u4eba\u8cb7\u4e86\u57fa\u91d1\u6216\u80a1\u7968\u5f8c\uff0c\u4e26\u4e0d\u592a\u6e05\u695a\u6574\u9ad4\u6295\u8cc7\u7684\u5065\u5eb7\u72c0\u6cc1\uff0c\u900f\u904e\u8a8d\u8b58\u300c\u6295\u8cc7\u7d44\u5408\u300d\u4f86\u9032\u884c\u57fa\u91d1\u5065\u6aa2\u548c\u6295\u8cc7\u5065\u6aa2\uff0c\u4f60\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\u662f\u5426\u5408\u7406\uff0c\u54ea\u4e9b\u5730\u65b9\u53ef\u4ee5\u505a\u5f97\u66f4\u597d\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u7d44\u5408\u4e0d\u53ea\u662f\u770b\u55ae\u4e00\u6295\u8cc7\u7684\u6f32\u8dcc\uff0c\u800c\u662f\u6574\u9ad4\u6aa2\u67e5\u4f60\u7684\u8cc7\u7522\u5206\u5e03\u548c\u98a8\u96aa\u7ba1\u7406\uff0c\u8b93\u4f60\u7684\u6295\u8cc7\u66f4\u7a69\u5065\uff0c\u4e5f\u80fd\u5e6b\u52a9\u4f60\u9054\u5230\u9577\u671f\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u6295\u8cc7\u7d44\u5408\u662f\u6307\u6295\u8cc7\u8005\u6839\u64da\u81ea\u5df1\u7684\u8ca1\u52d9\u76ee\u6a19\u3001\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u548c\u6295\u8cc7\u671f\u9650\uff0c\u5c07\u8cc7\u91d1\u5206\u914d\u5230\u4e0d\u540c\u985e\u578b\u7684\u6295\u8cc7\u5de5\u5177\u4e0a\uff0c\u5982\u80a1\u7968\u3001\u50b5\u5238\u3001\u73fe\u91d1\u3001\u4e0d\u52d5\u7522\u7b49\uff0c\u4ee5\u9054\u5230\u5206\u6563\u98a8\u96aa\u548c\u63d0\u9ad8\u6295\u8cc7\u56de\u5831\u7684\u76ee\u7684\u3002<\/p>\n\n\n\n<p>\u900f\u904e\u7cbe\u5fc3\u8a2d\u8a08\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u53ef\u4ee5\u5e6b\u52a9\u6295\u8cc7\u8005\u5728\u9762\u5c0d\u5e02\u5834\u6ce2\u52d5\u6642\uff0c\u4fdd\u6301\u8cc7\u7522\u7684\u7a69\u5b9a\u589e\u9577\uff0c\u4e26\u5be6\u73fe\u9577\u671f\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" title=\"\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u3002<\/p>\n\n\n\n<p>\u4ee5\u963f\u723e\u767c\u70ba\u4f8b\uff0c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u6295\u8cc7\u7d44\u5408\u7684\u914d\u7f6e\u6703\u6839\u64da\u500b\u4eba\u7684\u98a8\u96aa\u504f\u597d\u3001\u6295\u8cc7\u76ee\u6a19\u548c\u5e02\u5834\u72c0\u6cc1\u9032\u884c\u8abf\u6574\uff0c\u4ee5\u61c9\u5c0d\u4e0d\u540c\u7684\u7d93\u6fdf\u74b0\u5883\uff0c\u78ba\u4fdd\u4e0d\u7ba1\u5e02\u5834\u597d\u58de\u90fd\u80fd\u9054\u6210<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" title=\"\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-\">\u6295\u8cc7\u7d44\u5408\u8ddf\u8cc7\u7522\u914d\u7f6e\u597d\u50cf\uff0c\u5169\u8005\u6709\u4f55\u5dee\u7570\uff1f<\/h3>\n\n\n\n<p><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\" target=\"_blank\" rel=\"noopener\" title=\"\">\u6295\u8cc7\u7d44\u5408<\/a>\uff08Portfolio\uff09\u548c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\" title=\"\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc\uff1f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5354\u52a9\u60a8\u8cc7\u7522\u914d\u7f6e\uff1f\">\u8cc7\u7522\u914d\u7f6e<\/a>\uff08Asset Allocation\uff09\u662f\u6295\u8cc7\u9818\u57df\u4e2d\u5169\u500b\u7dca\u5bc6\u95dc\u806f\uff0c\u4f46\u4e0d\u540c\u7684\u6982\u5ff5\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u7d44\u5408\uff08Portfolio\uff09\u662f\u500b\u4eba\u6216\u6a5f\u69cb\u6295\u8cc7\u8005\u6240\u6301\u6709\u7684\u5404\u7a2e\u8cc7\u7522\u7684\u7d44\u5408\u7d50\u679c\uff0c\u7d44\u5408\u53ef\u4ee5\u5305\u542b\u80a1\u7968\u3001<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=6933\" title=\"\u50b5\u5238\u662f\u4ec0\u9ebc\uff1f\u50b5\u5238\u600e\u9ebc\u8cb7\uff1f\u50b5\u5238\u6295\u8cc7\u7684\u6210\u672c\u600e\u9ebc\u7b97\uff1f\">\u50b5\u5238<\/a>\u3001\u73fe\u91d1\u7b49\u7b49\uff0c\u751a\u81f3\u9084\u53ef\u4ee5\u5305\u62ec<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8371\" title=\"REITs\u662f\u4ec0\u9ebc\uff1f2024\u5e74REITs\u9084\u503c\u5f97\u6295\u8cc7\u55ce\uff1f\u70ba\u4ec0\u9ebc\u8981\u5728\u8cc7\u7522\u914d\u7f6e\u4e2d\u52a0\u5165REITs ETF\uff1f\">\u623f\u5730\u7522<\/a>\u3001\u8cb4\u91d1\u5c6c\u7b49\u975e\u50b3\u7d71\u8cc7\u7522\u3002<\/p>\n\n\n\n<p>\u800c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\">\u8cc7\u7522\u914d\u7f6e<\/a>\u7684\u7bc4\u570d\u6bd4\u6295\u8cc7\u7d44\u5408\u66f4\u5927\uff0c\u8cc7\u7522\u914d\u7f6e\u4e00\u7a2e\u7b56\u7565\u884c\u70ba\uff0c\u505a\u7684\u662f\u5c07\u6295\u8cc7\u8cc7\u91d1\u5206\u914d\u5230\u4e0d\u540c\u8cc7\u7522\u985e\u5225\uff0c\u8cc7\u7522\u914d\u7f6e\u4e5f\u6703\u6d89\u53ca\u5230\u5982\u4f55\u6839\u64da\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u504f\u597d\u3001\u6295\u8cc7\u76ee\u6a19\u548c\u6295\u8cc7\u671f\u9650\u4f86\u9078\u64c7\u5404\u985e\u8cc7\u7522\u7684\u6bd4\u4f8b\u3002<\/p>\n\n\n\n<p>\u6253\u500b\u6bd4\u65b9\uff0c\u5047\u5982\u6211\u5011\u5e36\u8457\u9322\u5230\u767e\u5143\u71b1\u7092\u5e97\u9ede\u9910\uff0c\u9810\u7b97\u6709\u9650\u4e0b\u8a72\u600e\u9ebc\u9ede\u9910\u624d\u80fd\u78ba\u4fdd\u6211\u5011\u5403\u5230\u597d\u5403\u7684\u6771\u897f\uff1f\u7e3d\u4e0d\u53ef\u80fd\u90fd\u9ede\u767d\u98ef\u5c0d\u5427\uff1f<\/p>\n\n\n\n<p>\u6211\u5011\u6709\u4e09\u7a2e\u9078\u64c7\u65b9\u5f0f\uff0c\u540c\u6642\u5ef6\u4f38\u5230\u6295\u8cc7\u4e0a\u53ef\u4ee5\u7406\u89e3\u6210\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u55ae\u9ede\uff0c\u9ede\u6211\u5011\u60f3\u5403\u7684\uff08\u9078\u80a1\u7968\uff09<\/li>\n\n\n\n<li>\u9ede\u5957\u9910\uff0c\u6bd4\u5982\u8aaa\uff08\u9078\u57fa\u91d1\uff0c\u53ef\u4ee5\u662f\u985e\u80a1\u57fa\u91d1\uff09<\/li>\n\n\n\n<li>\u7b97\u4eba\u982d\uff0c\u5168\u90e8\u83dc\u90fd\u80fd\u5403\uff08\u7528\u88ab\u52d5\u5f0f\u57fa\u91d1\uff0c\u6240\u6709\u80a1\u7968\u5168\u5305\uff09<\/li>\n<\/ul>\n\n\n\n<p>\u4e0d\u7ba1\u662f\u54ea\u4e00\u7a2e\uff0c\u53ea\u9078\u80a1\u7968\u4e5f\u662f\u4e00\u7a2e\u6295\u8cc7\u7d44\u5408\u3001\u53ea\u8cb7\u57fa\u91d1\u4e5f\u662f\u4e00\u7a2e\u6295\u8cc7\u7d44\u5408\uff0c\u9019\u7a2e\u7531\u591a\u9053\u6599\u7406\u7d44\u5408\u8d77\u4f86\u7684\u5957\u9910\uff0c\u5c31\u7a31\u4f5c\u662f\u6295\u8cc7\u7d44\u5408\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u6295\u8cc7\u7d44\u5408\u7406\u8ad6\u7684\u667a\u6167<\/h2>\n\n\n\n<p>\u50b3\u7d71\u8cc7\u7522\u914d\u7f6e\u7406\u8ad6\u7e3d\u662f\u544a\u8a34\u6211\u5011\uff0c\u8981\u900f\u904e\u4e0d\u540c\u985e\u578b\u7684\u8cc7\u7522\u914d\u7f6e\u6295\u8cc7\uff0c\u4ee5\u964d\u4f4e\u6574\u9ad4\u7684\u98a8\u96aa\u3002\u73fe\u4ee3\u6295\u8cc7\u7d44\u5408\u7406\u8ad6\uff08Modern Portfolio Theory\uff09\u6307\u51fa\uff0c<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\"><strong>\u4e0d\u540c\u8cc7\u7522\u76f8\u95dc\u6027\u8d8a\u4f4e\uff0c\u653e\u5728\u7d44\u5408\u4e2d\u5c31\u8d8a\u80fd\u5920\u767c\u63ee\u964d\u4f4e\u98a8\u96aa\u7684\u4f5c\u7528<\/strong><\/mark>\uff0c\u800c60\/40\u7684\u80a1\u50b5\u914d\u7f6e\u5c31\u662f\u4e00\u500b\u7d93\u5178\u7684\u597d\u4f8b\u5b50\uff0c\u900f\u904e\u9019\u5169\u7a2e\u4f4e\u76f8\u95dc\u6027\u7684\u6295\u8cc7\u5546\u54c1\uff0c\u9054\u5230\u9577\u671f\u6295\u8cc7\u7684\u5206\u6563\u98a8\u96aa\u4f5c\u7528\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"547\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-1-1024x547.png\" alt=\"\" class=\"wp-image-4755\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-1-1024x547.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-1-300x160.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-1-768x411.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-1.png 1474w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u50b5\u5238\u9664\u4e86\u548c\u80a1\u7968\u76f8\u95dc\u6027\u4f4e\uff0c\u904e\u53bb\u6b77\u53f2\u8cc7\u6599\u4e5f\u986f\u793a\uff0c\u7121\u8ad6\u7d93\u6fdf\u60c5\u6cc1\u5982\u4f55\uff0c\u5e74\u5ea6\u7522\u751f\u7684\u8ca0\u5831\u916c\u6a5f\u7387\u8f03\u4f4e\u3001\u6700\u5927\u8dcc\u5e45\u4e5f\u5f80\u5f80\u8f03\u80a1\u5e02\u4f4e\u5f97\u591a\uff0c\u52a0\u4e0a\u76f8\u95dc\u5e02\u5834\u9f90\u5927\uff0c\u662f\u5f88\u53d7\u6b61\u8fce\u7684\u8cc7\u7522\u914d\u7f6e\u6a19\u7684\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"637\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-2-1024x637.png\" alt=\"\" class=\"wp-image-4756\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-2-1024x637.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-2-300x187.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-2-768x478.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-2-1536x955.png 1536w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/06\/image-2.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90\uff1aBloomberg\u3001PIMCO\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u5982\u4f55\u8a55\u4f30\u6295\u8cc7\u7d44\u5408\u7684\u597d\u58de\uff1f<\/h2>\n\n\n\n<p>\u5728\u8a55\u4f30\u6295\u8cc7\u7d44\u5408\u6642\uff0c\u4e0d\u50c5\u50c5\u662f\u8981\u8003\u91cf\u55ae\u4e00\u7684\u8cc7\u7522\uff0c\u66f4\u91cd\u8981\u7684\u662f\u638c\u63e1\u6295\u8cc7\u7d44\u5408\u904e\u53bb\u56de\u6e2c\u5831\u916c\u7387\u3001\u8207\u6ce2\u52d5\u5ea6\uff0c\u53ef\u4ee5\u89c0\u5bdf\u5e74\u5316\u5831\u916c\u7387\u4ee5\u53ca\u5e74\u5316\u6a19\u6e96\u5dee\u3002<\/p>\n\n\n\n<p>\u9664\u6b64\u4e4b\u5916\uff0c\u4e5f\u53ef\u4ee5\u6aa2\u8996\u6295\u8cc7\u7d44\u5408\u524d\u5341\u5927\u6301\u80a1\uff0c\u4ee5\u53ca\u6301\u6709\u7684\u7522\u696d\u8207\u570b\u5bb6\u5206\u4f48\uff0c\u85c9\u4ee5\u8a55\u4f30\u6295\u8cc7\u7d44\u5408\u7684\u5206\u6563\u7a0b\u5ea6\u3002<\/p>\n\n\n\n<p>\u4e0d\u7ba1\u662f\u80a1\u7968\u3001\u57fa\u91d1\u6216\u662fETF\uff0c\u90fd\u53ef\u4ee5\u7528\u6295\u8cc7\u7d44\u5408\u7684\u89d2\u5ea6\u4f86\u8a55\u4f30\u3002<\/p>\n\n\n\n<p>\u800c\u73fe\u5728\uff0c\u4f60\u53ef\u4ee5\u4f7f\u7528\u963f\u723e\u767c\u6295\u9867\u8207\u57fa\u5bcc\u901a\u5408\u4f5c\u63a8\u51fa\u7684\u3010\u597d\u4eabCheck\u57fa\u91d1\u5065\u6aa2\u3011\u529f\u80fd\uff0c\u6aa2\u8996\u4f60\u7684\u57fa\u91d1\u6295\u8cc7\u7d44\u5408\u662f\u5426\u904e\u65bc\u96c6\u4e2d\u65bc\u67d0\u500b\u7522\u696d\u3001\u5340\u57df\u3001\u6216\u662f\u570b\u5bb6\uff0c\u9084\u80fd\u5920\u5206\u6790\u6295\u8cc7\u7d44\u5408\u7684\u6574\u9ad4\u8ca1\u52d9\u5065\u5eb7\u7a0b\u5ea6\uff0c\u99ac\u4e0a\u9ede\u64ca\u4e0b\u65b9\u6309\u9215\u514d\u8cbb\u4f7f\u7528\u5427\uff01<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide has-custom-font-size has-medium-font-size is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-efae00c2 wp-block-buttons-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background has-text-align-center wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/AlphaWithFRS.html\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7acb\u5373\u4f7f\u7528\u3010\u597d\u4eabCheck\u57fa\u91d1\u5065\u6aa2\u3011\u529f\u80fd<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-efficient-frontier\">\u5982\u4f55\u627e\u5230\u6700\u4f73\u7684\u6295\u8cc7\u7d44\u5408\uff1f\u6548\u7387\u524d\u7de3\uff08Efficient Frontier\uff09<\/h2>\n\n\n\n<p>\u627e\u5230\u6700\u4f73\u6295\u8cc7\u7d44\u5408\u7684\u65b9\u6cd5\u662f\u627e\u5230\u300c\u6548\u7387\u524d\u7de3\uff08Efficient Frontier\uff09\u300d\u3002<\/p>\n\n\n\n<p>\u7531\u65bc\u4e0d\u540c\u7684\u8cc7\u7522\uff0c\u5728\u4e0d\u540c\u7684\u91d1\u878d\u5e02\u5834\u8207\u7d93\u6fdf\u60c5\u6cc1\u4e0b\uff0c\u5176\u6240\u80fd\u7372\u5f97\u7684\u9810\u671f\u5831\u916c\u8207\u6f5b\u5728\u98a8\u96aa\u6709\u6240\u4e0d\u540c\uff0c\u60f3\u8981\u505a\u5230\u5728\u76f8\u540c\u98a8\u96aa\u4e4b\u4e0b\u5831\u916c\u7387\u6700\u9ad8\uff0c\u6700\u7c21\u55ae\u7684\u65b9\u6cd5\u5c31\u662f\u9032\u884c\u300c <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\" title=\"\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc\uff1f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5354\u52a9\u60a8\u8cc7\u7522\u914d\u7f6e\uff1f\">\u8cc7\u7522\u914d\u7f6e<\/a> \u300d\uff0c\u5c07\u8cc7\u91d1\u5206\u6563\u6295\u8cc7\u5230\u4e0d\u540c\u8cc7\u7522\u4e0a\u3002<\/p>\n\n\n\n<p>\u5982\u4e0b\u5716\uff0c\u9ad8\u6536\u76ca\u50b5\u8cc7\u7522\u81ea1995\u5e74\u4ee5\u4f86\uff0c\u5e74\u5e73\u5747\u5831\u916c\u7387\u70ba7.1%\u3001\u5e74\u5e73\u5747\u6a19\u6e96\u5dee\uff08\u98a8\u96aa\uff09\u70ba7.1%\uff0c\u6b64\u70ba\u55ae\u4e00\u8cc7\u7522\u7684\u8868\u73fe\uff0c\u4f46\u5982\u679c\u52a0\u5165\u5176\u4ed6\u8cc7\u7522\uff0c\u7d44\u6210\u4e00\u500b\u6295\u8cc7\u7d44\u5408\uff0c\u5728\u76f8\u540c7.1%\u7684\u98a8\u96aa\u4e4b\u4e0b\uff0c\u5e74\u5e73\u5747\u5831\u916c\u7387\u6700\u9ad8\u53ef\u90548.7%\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"996\" height=\"602\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-3.png\" alt=\"\" class=\"wp-image-847\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-3.png 996w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-3-300x181.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-3-768x464.png 768w\" sizes=\"auto, (max-width: 996px) 100vw, 996px\" \/><figcaption class=\"wp-element-caption\"><strong>\u5716\u4e8c\u3001\u6548\u7387\u524d\u7de3\u4e0a\u7684\u6bcf\u500b\u9ede\u7686\u70ba\u6700\u6709\u6548\u7684\u6295\u8cc7\u7d44\u5408<\/strong><br \/>\u8cc7\u6599\u4f86\u6e90\uff1a\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\uff0c\u8cc7\u6599\u671f\u9593\u70ba1995\u5e741\u6708~2018\u5e741\u6708<\/figcaption><\/figure>\n\n\n\n<p>\u7531\u65bc\u6295\u8cc7\u7d44\u5408\u4e2d\u5305\u542b\u4e0d\u540c\u8cc7\u7522\uff0c\u96a8\u8457\u6642\u9593\u7684\u7d93\u904e\uff0c\u6709\u4e9b\u8cc7\u7522\u6703\u4e0a\u6f32\u3001\u6709\u4e9b\u6703\u4e0b\u8dcc\uff0c\u4e0d\u540c\u8cc7\u7522\u9593\u6703\u6709\u4e0d\u540c\u7684\u76f8\u95dc\u6027\uff0c\u300c <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\" title=\"\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc\uff1f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5354\u52a9\u60a8\u8cc7\u7522\u914d\u7f6e\uff1f\">\u8cc7\u7522\u914d\u7f6e<\/a> \u300d\u5373\u662f\u5229\u7528\u9019\u6a23\u7684\u7279\u6027\uff0c\u627e\u51fa<strong>\u6548\u7387\u524d\u7de3&nbsp;( Efficient Frontier )&nbsp;<\/strong>\uff0c<\/p>\n\n\n\n<p>\u5728\u6548\u7387\u524d\u7de3\u4e0a\u7684\u9ede\u662f\u6700\u5177\u6709\u6295\u8cc7\u6548\u7387\u7684\uff0c\u5c31\u662f\u540c\u6a23\u7684\u98a8\u96aa\u4e0b\u5177\u6709\u6700\u9ad8\u5831\u916c\u7684\u6295\u8cc7\u7d44\u5408\uff1b\u4e5f\u662f\u540c\u6a23\u5831\u916c\u4e0b\u5177\u6709\u6700\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\u7d44\u5408\u3002<\/p>\n\n\n\n<p>\u81f3\u65bc\u70ba\u4ec0\u9ebc\u6700\u6709\u6548\u7387\u7684\u9ede\u9084\u6703\u4e0d\u53ea\u4e00\u500b\u5462\uff1f\u539f\u56e0\u662f\u6bcf\u500b\u9ede\u7684\u98a8\u96aa\u90fd\u4e0d\u540c\uff0c\u800c\u6bcf\u4e00\u500b\u4eba\u9069\u5408\u7684\u98a8\u96aa\u4e5f\u90fd\u4e0d\u540c\uff0c\u6240\u4ee5\u9069\u5408\u7684\u6700\u6709\u6548\u7387\u6295\u8cc7\u7d44\u5408\u4e5f\u6703\u4e0d\u540c\u3002<\/p>\n\n\n\n<p>\u963f\u723e\u767c\u5229\u7528\u5168\u7403\u5404\u5927\u8cc7\u7522\u985e\u5225\uff1a\u5168\u7403\u80a1\u5e02\u3001\u5168\u7403\u623f\u5730\u7522\uff0c\u4ee5\u53ca\u5168\u7403\u50b5\u5e02\u4f5c\u70ba\u8cc7\u7522\u985e\u578b\uff0c\u5efa\u69cb\u51fa\u5728\u6295\u8cc7\u5065\u6aa2\u670d\u52d9\u4e2d\u770b\u5230\u7684\u6548\u7387\u524d\u7de3\u66f2\u7dda\u3002\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u6240\u63a8\u85a6\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5c31\u90fd\u5728\u9019\u689d<strong>\u6548\u7387\u524d\u7de3<\/strong>\u7dda\u4e0a\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1064\" height=\"749\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-4.png\" alt=\"\" class=\"wp-image-849\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-4.png 1064w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-4-300x211.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-4-1024x721.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/51-4-768x541.png 768w\" sizes=\"auto, (max-width: 1064px) 100vw, 1064px\" \/><figcaption class=\"wp-element-caption\"><strong>\u5716\u4e09\u3001\u4f9d\u64da\u98a8\u96aa\u627f\u53d7\u5ea6\u9032\u884c \u8cc7\u7522\u914d\u7f6e<\/strong><br \/>\u8cc7\u6599\u4f86\u6e90\uff1a\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/figcaption><\/figure>\n\n\n\n<p><strong>\u8afe\u8c9d\u723e\u734e\u7d93\u6fdf\u5b78\u734e\u5f97\u4e3b\u54c8\u5229\u2027\u99ac\u53ef\u7dad\u8332\uff08Harry Markowitz\uff09\u5c07\u9019\u7a2e\u4e0d\u9700\u589e\u52a0\u98a8\u96aa\uff0c\u53ea\u9700\u5206\u6563\u6295\u8cc7\uff0c\u5c31\u53ef\u63d0\u9ad8\u5831\u916c\u7684\u6295\u8cc7\u65b9\u6cd5\uff0c\u55bb\u70ba\u300c\u73fe\u5be6\u7d93\u6fdf\u4e16\u754c\u88e1\uff0c\u552f\u4e00\u7684\u514d\u8cbb\u5348\u9910\u3002\u300d<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u6295\u8cc7\u7d44\u5408\u597d\u58de\u5982\u4f55\u8a55\u4f30\uff1f<\/h2>\n\n\n\n<p>\u5927\u5bb6\u80af\u5b9a\u9664\u4e86\u80a1\u7968\u5916\uff0c\u9084\u6709\u8cb7\u57fa\u91d1\u3001ETF \u751a\u81f3\u7f8e\u80a1\uff0c\u7e3d\u4e0d\u53ef\u80fd\u81ea\u5df1\u4e00\u76f4\u624b\u52d5\u8a08\u7b97\u6216\u662f\u88fd\u4f5cExcel\u5831\u8868\u81ea\u5df1\u7d71\u8a08\u5427\uff1f<\/p>\n\n\n\n<p>\u6211\u7684\u6295\u8cc7\u7d44\u5408\u6709\u57fa\u91d1\u3001\u80a1\u7968\u8207ETF\uff0c\u5982\u4f55\u8a55\u4f30\u6295\u8cc7\u7d44\u5408\uff1f<\/p>\n\n\n\n<p><strong>\u76ee\u524d\u5927\u591a\u6578\u7db2\u7ad9\u53ea\u80fd\u505a\u55ae\u4e00\u6a19\u7684\u56de\u6e2c\uff0c\u4f46\u6211\u6295\u8cc7\u7684\u6a19\u7684\u6709\u597d\u5e7e\u6a94\u963f\uff01\uff1f\u6211\u8a72\u600e\u9ebc\u56de\u6e2c\u8a55\u4f30\uff1f\u6709\u6c92\u6709\u4e00\u500b\u7db2\u7ad9\u662f\u7528\u6295\u8cc7\u7d44\u5408\u7684\u65b9\u5f0f\u56de\u6e2c\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u57fa\u91d1\u5065\u6aa2\u662f\u5168\u53f0\u552f\u4e00\u7684\u57fa\u91d1\u6295\u8cc7\u7d44\u5408\u5206\u6790\u5de5\u5177<\/strong>\uff0c\u8b93\u4f60\u4e0d\u662f\u4ee5\u55ae\u4e00\u6a19\u7684\u8868\u73fe\uff0c\u800c\u662f\u6574\u9ad4\u6295\u8cc7\u7d44\u5408\u7684\u65b9\u5f0f\uff0c\u4f86\u66f4\u52a0\u4e86\u89e3\u81ea\u5df1\u6574\u9ad4\u7684\u6295\u8cc7\u7e3e\u6548\u3002\u5982\u679c\u9084\u6c92\u7528\u904e\u9019\u9ebc\u597d\u7528\u7684\u5de5\u5177\uff0c\u53ea\u8981\u6210\u70ba\u963f\u723e\u767c\u7684\u6703\u54e1\uff0c\u5c31\u53ef\u4ee5\u514d\u8cbb\u9ad4\u9a57\u5537\uff01<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide has-custom-font-size has-medium-font-size is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-efae00c2 wp-block-buttons-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background has-text-align-center wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/AlphaWithFRS.html\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7acb\u5373\u4f7f\u7528\u3010\u597d\u4eabCheck\u57fa\u91d1\u5065\u6aa2\u3011\u529f\u80fd<\/strong><\/a><\/div>\n<\/div>\n\n\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6211\u8cb7\u7684\u662f\u597d\u57fa\u91d1\u55ce\uff1f\u6211\u8cb7\u7684\u57fa\u91d1\u597d\u55ce\uff1f\u6211\u7684\u7684\u57fa\u91d1\u8868\u73fe\u5230\u5e95\u5982\u4f55\u55ce\uff1f \u5176\u5be6\u5f88\u591a\u4eba\u8cb7\u4e86\u57fa\u91d1\u6216\u80a1\u7968\u5f8c\uff0c\u4e26\u4e0d\u592a\u6e05\u695a\u6574\u9ad4\u6295\u8cc7\u7684 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