{"id":939,"date":"2018-04-20T10:53:00","date_gmt":"2018-04-20T02:53:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=939"},"modified":"2026-10-27T17:35:46","modified_gmt":"2026-10-27T09:35:46","slug":"%e6%93%94%e5%bf%83%e8%ab%87%e9%8c%a2%e5%82%b7%e6%84%9f%e6%83%85%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=939","title":{"rendered":"\u64d4\u5fc3\u8ac7\u9322\u50b7\u611f\u60c5\uff1f"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">2018-04-20<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><br><strong>\u70ba\u4ec0\u9ebc\u4f60\u6703\u9700\u8981\u9019\u7bc7\u6587\u7ae0\uff1f<\/strong><br>\u70ba\u4ec0\u9ebc\u5f88\u591a\u8a71\uff0c\u6211\u5011\u53cd\u800c\u4e0d\u6562\u8ddf\u6700\u89aa\u5bc6\u7684\u4eba\u8b1b\u5462\uff1f<br>\u6211\u5011\u5e38\u807d\u5230\u300c\u8ac7\u9322\u50b7\u611f\u60c5\u300d\uff0c\u91d1\u9322\u554f\u984c\u5e38\u88ab\u4eba\u5011\u8996\u70ba\u300c\u7981\u5fcc\u300d\u8a71\u984c\u3002<br>\u5f88\u591a\u539f\u56e0\u5728\u65bc\u6c92\u4eba\u6559\u4f60\uff0c\u5982\u4f55\u8ac7\u9322\u624d\u80fd\u8b93\u4f60\u5011\u7684\u95dc\u4fc2\u66f4\u52a0\u7dca\u5bc6\uff01<br><br><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8207\u914d\u5076\u8207\u4f34\u4fb6\u8a0e\u8ad6\u91d1\u9322\u8b70\u984c<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u76f8\u4fe1\u5f88\u591a\u592b\u59bb\u90fd\u66fe\u7d93\u70ba\u4e86\u300c\u91d1\u9322\u554f\u984c\u300d\u5435\u7ffb\u5929\uff0c\u9019\u4e5f\u88ab\u8996\u70ba\u662f\u5bb3\u592b\u59bb\u96e2\u5a5a\u7684\u4e3b\u56e0\u4e4b\u4e00\u3002\u4f46\u300a\u6642\u4ee3\u96dc\u8a8c\u300b\uff08&nbsp;<a href=\"http:\/\/time.com\/money\/3612739\/how-to-talk-money-with-boyfriend-girlfriend\/\" target=\"_blank\" rel=\"noopener\">Time&nbsp;magazine<\/a>&nbsp;\uff09\u5831\u5c0e\u537b\u6307\u51fa\uff1a\u300c\u670940\uff05\u7684\u592b\u59bb\uff0c\u5728\u5a5a\u524d\u662f\u4e0d\u8a0e\u8ad6\u5982\u4f55\u7406\u8ca1\u7684\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5a5a\u524d\uff0c\u5927\u5bb6\u90fd\u8a8d\u70ba\u81ea\u5df1\u8cfa\u7684\u9322\uff0c\u53ef\u4ee5\u81ea\u7531\u96a8\u5404\u81ea\u5fc3\u610f\u898f\u5283\uff0c\u4f46\u662f\u5a5a\u5f8c\u91d1\u9322\u554f\u984c\u8b8a\u6210\u662f\u5169\u500b\u4eba\u7684\u4e8b\u60c5\u5f8c\uff0c\u96d9\u65b9\u4fbf\u53ef\u80fd\u56e0\u91d1\u9322\u7528\u5ea6\u3001\u50f9\u503c\u89c0\u7684\u4e0d\u540c\uff0c\u800c\u722d\u8ad6\u4e0d\u4f11\u3002\u300a\u7d10\u7d04\u6642\u5831\u300b\u6700\u5f8c\u6b61\u8fce\u7684\u5c08\u6b04\u4f5c\u5bb6\u6cf0\u62c9.\u5e15\u514b\u67cf\uff08Tara&nbsp;Parker-Pope\uff09\uff0c\u66f4\u7cbe\u95e2\u7684\u5f62\u5bb9\uff1a\u300c\u5a5a\u59fb\u7684\u672c\u8cea\u5c31\u662f\u4e00\u7a2e\u8ca1\u52d9\u95dc\u4fc2\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>\u4f46\u6295\u8cc7\u6709\u4e00\u8aaa\u662f\uff1a\u300c\u5171\u540c\u7684\u8ca1\u52d9\u6c7a\u7b56\u6703\u8b93\u6211\u5011\u53ad\u60e1\u98a8\u96aa\uff0c\u4e0d\u5bb9\u6613\u51fa\u932f\u3002\u300d\u56e0\u6b64\uff0c\u8207\u5176\u5a5a\u524d\u5404\u81ea\u505a\u5404\u81ea\u7684\u8ca1\u52d9\u898f\u5283\uff1b\u6216\u5a5a\u5f8c\u6c7a\u8b70\u8a72\u807d\u8ab0\u7684\u3001\u9322\u8a72\u5168\u90e8\u4ea4\u7d66\u8ab0\u7ba1\u3001\u8ab0\u51fa\u7684\u9322\u591a\u8ab0\u6709\u6b0a\u6c7a\u5b9a\uff0c\u4e0d\u5982\u592b\u59bb\u3001\u7537\u5973\u670b\u53cb\u4e00\u8d77\u505a\u300c\u5171\u540c\u300d\u7684\u8ca1\u52d9\u6c7a\u7b56\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6771\u82f1\u683c\u862d\u5927\u5b78\u7684\u6559\u6388\u8c9d\u7279\u66fc\uff08Ian Bateman\uff09\u548c\u8292\u7f85\uff08Alistair Munroe\uff09\u7684\u7814\u7a76\u767c\u73fe\uff0c<strong>\u96d9\u65b9\u5171\u540c\u53c3\u8207\u8a0e\u8ad6\u8ca1\u52d9\u6c7a\u7b56\uff0c\u80fd\u8b93\u591a\u6578\u4eba\u907f\u958b\u9ad8\u98a8\u96aa\u7684\u8ca1\u52d9\u6c7a\u7b56<\/strong>\u3002\u9019\u4e0d\u50c5\u80fd\u8b93\u6211\u5011\u7684\u8ca1\u52d9\u72c0\u6cc1\u8b8a\u7684\u66f4\u52a0\u5065\u5168\uff0c\u4e5f\u80fd\u5e36\u4f86\u66f4\u597d\u7684\u8ca1\u52d9\u6210\u679c\uff08\u5982\uff1a\u80fd\u8b93\u4f60\u5b58\u5230\u66f4\u591a\u7684\u9000\u4f11\u91d1\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><strong>\u8207\u5c0f\u5b69\u8a0e\u8ad6\u91d1\u9322\u8b70\u984c<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u5011\u767c\u73fe\u53f0\u7063\u591a\u6578\u7236\u6bcd\uff0c\u4e5f\u5f88\u5c11\u8207\u5c0f\u5b69\u8ac7\u8ad6\u91d1\u9322\u8a71\u984c\u3002\u4e0d\u8981\u8a8d\u70ba\u5c0f\u5b69\u9084\u5c0f\uff0c\u4e0d\u9700\u8981\u8ddf\u4ed6\u5011\u804a\u7406\u8ca1\u3002\u6709\u5be6\u9a57\u5df2\u7d93\u8b49\u5be6\uff0c\u8b93\u5c0f\u5b69\u5f9e\u5c0f\u4e00\u8d77\u53c3\u8207\u7406\u8ca1\u8a71\u984c\u7684\u5bb6\u5ead\uff0c\u4ed6\u5011\u7684\u5b69\u5b50\u56e0\u70ba\u6709\u5efa\u7acb\u826f\u597d\u7684\u91d1\u9322\u89c0\uff0c\u6bd4\u8f03\u4e0d\u6703\u6709\u885d\u52d5\u6d88\u8cbb\u6216\u8b8a\u6210\u5361\u5974\u7684\u554f\u984c\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b64\u5916\uff0c\u591a\u8ddf\u5c0f\u5b69\u8ac7\u8ad6\u91d1\u9322\u8b70\u984c\uff0c\u9019\u6a23\u5b69\u5b50\u5011\u624d\u80fd\u7406\u89e3\u7236\u6bcd\u8cfa\u9322\u7684\u8f9b\u82e6\uff0c\u56e0\u6b64\u91d1\u9322\u904b\u7528\u4e0a\u4e5f\u5c0f\u6bd4\u8f03\u8b66\u614e\uff0c\u4e0d\u81f3\u6d6a\u8cbb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><strong>\u8207\u670b\u53cb\u8a0e\u8ad6\u91d1\u9322\u8b70\u984c<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e5\u5e38\u751f\u6d3b\u4e2d\u4e5f\u53ef\u4ee5\u8b93\u4f60\u7684\u670b\u53cb\uff0c\u591a\u53c3\u8207\u4f60\u7684\u8ca1\u52d9\u8a08\u5283\uff0c\u4e5f\u5c31\u662f\u85c9\u7531\u4ed6\u5011\u4f86\u8b93\u4f60\u5c0d\u81ea\u5df1\u7684\u884c\u70ba\u8ca0\u8cac\u3002\u7814\u7a76\u4eba\u54e1\u8cbb\u5229\u4f69\uff0e\u5361\u65af\u7279(Felipe Kast)\u3001\u53f2\u8482\u82ac\u00b7\u9081\u8036(Stephan Meier)\u548c\u8fea\u5a1c\uff0e\u6ce2\u6885\u862d\u8332(Dina Pomeranz)\u767c\u73fe\uff0c\u6709\u4eba\u5411\u670b\u53cb\u516c\u958b\u81ea\u5df1\u7684\u5132\u84c4\u76ee\u6a19\uff0c\u7136\u5f8c\u9080\u8acb\u670b\u53cb\u5b9a\u671f\u6aa2\u8996\u81ea\u5df1\u7684\u6210\u679c\uff0c\u6700\u7d42\u9019\u4e9b\u4eba\u7684\u5b58\u6b3e\u589e\u52a0\u4e863.7\u500d\u3002\u7576\u6211\u5011\u5c0d\u4e00\u500b\u76ee\u6a19\u505a\u51fa\u627f\u8afe\uff0c\u4e14\u9700\u8981\u5c0d\u67d0\u4eba\u8ca0\u8cac\u6642\uff0c\u8a2d\u5b9a\u7684\u76ee\u6a19\u5c07\u66f4\u5bb9\u6613\u9054\u6210\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u4e0d\u96e3\u61c2\uff0c\u4ee5\u524d\u53ea\u6709\u81ea\u5df1\u9ed8\u9ed8\u5728\u5132\u84c4\u6642\uff0c\u9047\u5230\u8a98\u60d1\u4e14\u610f\u5fd7\u529b\u7a0d\u6709\u4e0d\u5805\uff0c\u5f88\u5bb9\u6613\u5c31\u6703\u7834\u529f\u3002\u73fe\u5728\uff0c\u4e5f\u8a31\u4f60\u53ef\u4ee5\u5617\u8a66\u5411\u670b\u53cb\u5ba3\u5e03\uff0c\u4f60\u60f3\u6bcf\u500b\u6708\u5b58\u4e0b2\u6210\u7684\u85aa\u6c34\uff0c\u4e26\u62dc\u8a17\u670b\u53cb\u6bcf\u9694\u5e7e\u500b\u6708\u5c31\u4e00\u8d77\u6aa2\u8996\u4f60\u7684\u6210\u679c\u3002\u4e45\u800c\u4e45\u4e4b\uff0c\u76f8\u4fe1\u4e00\u5b9a\u80fd\u57f9\u990a\u51fa\u5132\u84c4\u7684\u597d\u7fd2\u6163\u5916\uff0c\u4e5f\u6703\u6bd4\u81ea\u5df1\u9ed8\u9ed8\u52aa\u529b\uff0c\u4f86\u7684\u5bb9\u6613\u6210\u529f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><strong>\u4f60\u4e0b\u4e00\u6b65\u8a72\u505a\u4ec0\u9ebc\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u73fe\u5728\u4f60\u53ef\u80fd\u77e5\u9053\u8207\u4ed6\u4eba\u8ac7\u8ad6\u91d1\u9322\u76f8\u95dc\u7684\u8a71\u984c\uff0c\u5c0d\u81ea\u5df1\u662f\u5f88\u6709\u5e6b\u52a9\u7684\u3002\u4f46\u525b\u958b\u59cb\uff0c\u4f60\u53ef\u80fd\u6703\u4e0d\u6e05\u695a\u8981\u600e\u9ebc\u5177\u9ad4\u7684\u8ac7\u8ad6\u8ca1\u52d9\u554f\u984c\u3002\u56e0\u6b64\uff0c\u6211\u5011\u66ff\u4f60\u6e96\u5099\u4e86\u4e00\u4e9b\u7c21\u55ae\u7684\u5165\u9580\u554f\u984c\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4f60\u807d\u904e\u6700\u597d\u7684\u7406\u8ca1\u5efa\u8b70\u662f\u4ec0\u9ebc\uff1f\uff08\u53ef\u554f\u5bb6\u4eba\u3001\u670b\u53cb\uff09<\/li>\n\n\n\n<li>\u4f60\u60f3\u9054\u6210\u7684\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u5982\uff1a\u60f3\u5728\u4e09\u5e74\u5167\u5b58\u4e00\u6876\u91d1\u3002\uff08\u53ef\u554f\u5bb6\u4eba\u3001\u670b\u53cb\uff09<\/li>\n\n\n\n<li>\u4f60\u8a08\u5283\u5982\u4f55\u9054\u6210\u4f60\u7684\u8ca1\u52d9\u76ee\u6a19\uff1f\uff08\u53ef\u554f\u5bb6\u4eba\u3001\u670b\u53cb\uff09<\/li>\n\n\n\n<li>\u4f60\u6709\u78b0\u5230\u4ec0\u9ebc\u7406\u8ca1\u4e0a\u7684\u554f\u984c\uff1f\uff08\u53ef\u554f\u670b\u53cb\uff09<\/li>\n\n\n\n<li>\u6240\u5f97\u5206\u914d\u591a\u5c11\u6bd4\u4f8b\u5230\u623f\u7522\u4e0a\u5462\uff1f\u4f60\u662f\u600e\u9ebc\u6c7a\u5b9a\u7684\uff1f\uff08\u53ef\u554f\u5bb6\u4eba\u3001\u670b\u53cb\uff09<\/li>\n\n\n\n<li>\u4f60\u8a08\u5283\u70ba\u9000\u4f11\u5b58\u9322\u55ce\uff1f\u4f60\u5c0d\u81ea\u5df1\u7684\u5132\u84c4\u611f\u5230\u6eff\u610f\u55ce\uff1f\uff08\u53ef\u554f\u5bb6\u4eba\uff09<\/li>\n\n\n\n<li>\u6211\u5011\u8981\u4e00\u8d77\u70ba\u5bb6\u5ead\u8a2d\u5b9a\u8ca1\u52d9\u9810\u7b97\u55ce\uff1f\u4f60\u6709\u4ec0\u9ebc\u597d\u5efa\u8b70\uff1f\uff08\u53ef\u554f\u5bb6\u4eba\uff09<\/li>\n\n\n\n<li>\u4f60\u6709\u6c92\u6709\u6210\u529f\u8ac7\u6210\u52a0\u85aa\uff1f\u4f60\u662f\u600e\u9ebc\u505a\u5230\u7684\uff1f\uff08\u53ef\u554f\u670b\u53cb\uff09<\/li>\n<\/ol>\n\n\n\n<p 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