{"id":9887,"date":"2024-05-26T22:39:25","date_gmt":"2024-05-26T14:39:25","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=9887"},"modified":"2024-05-26T22:39:25","modified_gmt":"2024-05-26T14:39:25","slug":"%e6%8c%81%e6%9c%89%e7%8f%be%e9%87%91%e4%b8%8d%e6%8a%95%e8%b3%87%e7%9a%84%e6%a9%9f%e6%9c%83%e6%88%90%e6%9c%ac","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=9887","title":{"rendered":"\u6eff\u624b\u73fe\u91d1\u537b\u4e0d\u6295\u8cc7\u80a1\u7968\u8207\u50b5\u5238\uff1f\u90196\u5f35\u5716\u544a\u8a34\u4f60\u932f\u904e\u4e86\u4ec0\u9ebc"},"content":{"rendered":"\n<p>1997 \u5e74\u6ce2\u514b\u590f\u6d77\u745f\u5a01\u5e74\u5ea6\u6703\u8b70\u67e5\u7406\u00b7\u8499\u683c\u66fe\u8aaa\uff1a\u300c\u6211\u8a8d\u70ba\u4eba\u751f\u5c31\u662f\u4e00\u9023\u4e32\u7684\u6a5f\u6703\u6210\u672c\u3002\u4f60\u77e5\u9053\uff0c\u4f60\u5f97\u5ac1\u7d66\u6700\u9069\u5408\u7684\u4eba\uff0c\u6295\u8cc7\u4e5f\u662f\u4e00\u7a2e\u985e\u4f3c\u7684\u904e\u7a0b\u300d<\/p>\n\n\n\n<p>\u9019\u6bb5\u8a71\u4e2d\u7684\u6a5f\u6703\u6210\u672c\uff08Opportunity cost\uff09\u6307\u7684\u662f\u7576\u6211\u5011\u9078\u64c7\u67d0\u500b\u6295\u8cc7\u5f8c\uff0c\u653e\u68c4\u7684\u6f5b\u5728\u6700\u5927\u5229\u76ca\uff08\u653e\u68c4\u4e86\u6b21\u512a\u9805\u76ee\u7684\u56de\u5831\uff09\u3002<\/p>\n\n\n\n<p>\u6211\u66fe\u7d93\u6709\u6bb5\u6642\u9593\u90fd\u6c92\u6709\u6295\u8cc7\uff0c\u67d0\u6eff\u624b\u73fe\u91d1\uff0c\u5f8c\u4f86\u6211\u624d\u77e5\u9053\u539f\u4f86\u73fe\u91d1\u6703\u96a8\u8457\u6642\u9593\u6162\u6162\u8cb6\u503c\u3001\u6301\u6709\u73fe\u91d1\u662f\u4e00\u7a2e\u770b\u4e0d\u898b\u7684\u640d\u5931\uff0c\u6a5f\u6703\u6210\u672c\u8b93\u6211\u5011\u7684\u9322\u6084\u6084\u6e9c\u8d70\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u4e5f\u80fd\u7d93\u8ddf\u6211\u4e00\u6a23\uff0c\u4eca\u5929\u6211\u6574\u7406\u4e86 6 \u5f35\u5716\u8a0e\u8ad6\u6301\u6709\u73fe\u91d1\u4e0d\u6295\u8cc7\u7684\u6a5f\u6703\u6210\u672c\uff0c\u5e0c\u671b\u80fd\u8b93\u64d4\u6182\u5e02\u5834\u6ce2\u52d5\u3001\u5bb3\u6015\u6295\u8cc7\u3001\u6216\u662f\u64d4\u5fc3\u5e02\u5834\u5229\u7387\u9ad8\u4f4e\u800c\u4e0d\u6562\u6295\u8cc7\u7684\u4f60\u80fd\u5920\u653e\u5fc3\u6295\u8cc7\u3002<\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-1\">1\u3001\u9577\u671f\u6295\u8cc7\u50b5\u5238\u9019\u7a2e\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\u7684\u5831\u916c\u9ad8\u65bc\u6301\u6709\u73fe\u91d1<\/a><\/li><li><a href=\"#aioseo-2\">2\u3001\u5168\u7403\u56fa\u5b9a\u6536\u76ca\u5e02\u5834\u63d0\u4f9b\u8c50\u5bcc\u7684\u6295\u8cc7\u6a5f\u6703\u4ee5\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19<\/a><\/li><li><a href=\"#aioseo-35\">3\u3001\u50b5\u5238\u5229\u7387\u8ddf\u806f\u6e96\u6703\u5229\u7387\u6b65\u8abf\u4e26\u975e\u5b8c\u5168\u76f8\u540c\uff0c\u5929\u671f\u77ed\u7684\u50b5\u5238\u4e5f\u53ef\u80fd\u8cfa\u52305%\u6536\u76ca<\/a><\/li><li><a href=\"#aioseo-4\">4\u3001\u9577\u9060\u4f86\u770b\uff0c\u8cc7\u672c\u5e02\u5834\u662f\u734e\u52f5\u9577\u671f\u6295\u8cc7\u8005\u7684<\/a><\/li><li><a href=\"#aioseo-5\">5\u3001\u4e0d\u7ba1\u5e02\u5834\u5229\u7387\u9ad8\u6216\u4f4e\uff0c\u90fd\u9069\u5408\u6295\u8cc7\u80a1\u7968<\/a><\/li><li><a href=\"#aioseo-6\">6\u3001\u9577\u671f\u5f85\u5728\u5e02\u5834\u7576\u4e2d\uff0c\u5831\u916c\u6703\u6bd4\u5e0c\u671b\u6293\u5230\u9ad8\u4f4e\u9ede\u597d<\/a><\/li><li><a href=\"#aioseo-\">\u7e3d\u7d50<\/a><\/li><\/ul><\/div>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u6301\u6709\u73fe\u91d1\u4e0d\u6295\u8cc7\u50b5\u5238\u80a1\u7968\uff0c\u4f60\u6703\u932f\u904e\u591a\u5c11\u6a5f\u6703? \u7528\u516d\u5f35\u5716\u5feb\u901f\u4e86\u89e3 \uff5c\u4e94\u6b65\u9a5f\u5e36\u4f60\u958b\u555f\u6295\u8cc7\u65c5\u7a0b #\u6295\u8cc7 #\u88ab\u52d5\u6536\u5165 #ETF\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/5Kkl4DpfEYo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-1\">1\u3001\u9577\u671f\u6295\u8cc7\u50b5\u5238\u9019\u7a2e\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\u7684\u5831\u916c\u9ad8\u65bc\u6301\u6709\u73fe\u91d1<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"540\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-14.png\" alt=\"\" class=\"wp-image-9893\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-14.png 960w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-14-300x169.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-14-768x432.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>\u4e0a\u5716\u986f\u793a\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\u8207\u73fe\u91d1\u7684\u76f8\u5c0d\u5831\u916c\u3002<\/p>\n\n\n\n<p>\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\u6307\u7684\u662f\u4f8b\u5982\u50b5\u5238\u3001\u5b9a\u5b58\u7b49\uff0c\u9019\u4e9b\u8cc7\u7522\u6536\u76ca\u7a69\u5b9a\uff0c\u98a8\u96aa\u6027\u5c0f\u3002<\/p>\n\n\n\n<p>\u6df1\u85cd\u8272\u9019\u689d\u7dda\u4ee3\u8868\u5f6d\u535a\u7e3d\u9ad4\u50b5\u5238\u5e02\u5834\u6307\u6578\uff0c\u5f9e 1990 \u5e74\u958b\u59cb\u5230 2023 \u5e74\uff0c\u4f46\u662f 1 \u7f8e\u5143\u6295\u8cc7\u5728\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\uff0c\u6703\u6210\u9577\u5230 5.31 \u7f8e\u5143\u3002<\/p>\n\n\n\n<p>\u6dfa\u7da0\u7684\u7684\u7dda\u662f\u7f8e\u570b\u8ca1\u653f\u90e8\u767c\u884c\u7684\u50b5\u5238\uff0c\u4e5f\u5c31\u662f\u4fd7\u7a31\u7684\u7f8e\u570b\u570b\u50b5\uff0c\u6301\u7e8c\u6295\u8cc7\u4e00\u5e74\u671f\u7684<strong>\u570b\u5eab\u5238\uff08Treasury note\uff09<\/strong>\uff0c1990 \u5e74\u7684\u4e00\u7f8e\u5143\uff0c\u5230\u4e86 2023 \u5e74\u6210\u9577\u5230 2.71 \u7f8e\u5143\u3002<\/p>\n\n\n\n<p>\u9577\u671f\u800c\u8a00\uff0c\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u5e7e\u4e4e\u7b49\u540c\u65bc\u73fe\u91d1\uff0c\u5f9e 1990 \u5e74\u958b\u59cb\u5230 2023 \u5e74\u6301\u6709\u73fe\u91d1\uff0c1 \u7f8e\u5143\u7684\u73fe\u91d1\u53ea\u6210\u9577\u6210\u9577\u70ba 2.12 \u7f8e\u5143\u3002<\/p>\n\n\n\n<p>\u9577\u671f\u800c\u8a00\uff0c\u73fe\u91d1\u7684\u6536\u76ca\u5e7e\u4e4e\u843d\u5f8c\u65bc\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\u7684\u914d\u7f6e\uff0c\u5373\u4f7f\u662f\u6301\u6709\u77ed\u671f\u570b\u50b5\uff0c\u6536\u76ca\u4e5f\u53ef\u4ee5\u6bd4\u73fe\u91d1\u4f86\u7684\u66f4\u597d\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9 Line \u5e33\u865f\uff0c \u514d\u8cbb\u9818\u53d6\u66f4\u512a\u7570\u7684\u8cc7\u7522\u914d\u7f6e\u5efa\u8b70\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog\" style=\"border-radius:33px;padding-top:0;padding-right:var(--wp--preset--spacing--20);padding-bottom:0;padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0\u5165\u5b98\u65b9Line\u7acb\u5373\u9818\u53d6<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-2\">2\u3001\u5168\u7403\u56fa\u5b9a\u6536\u76ca\u5e02\u5834\u63d0\u4f9b\u8c50\u5bcc\u7684\u6295\u8cc7\u6a5f\u6703\u4ee5\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"540\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-15.png\" alt=\"\" class=\"wp-image-9894\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-15.png 960w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-15-300x169.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-15-768x432.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>\u7b2c 2 \u5f35\u5716\u5247\u662f\u9019\u500b\u4e16\u754c\u6709\u8a31\u591a\u6295\u8cc7\u6a5f\u6703\uff0c\u4f8b\u5982\u5168\u7403\u7684\u56fa\u5b9a\u6536\u76ca\u5e02\u5834\u975e\u5e38\u9f90\u5927\uff0c\u4e5f\u6709\u8a31\u591a\u6295\u8cc7\u56fa\u5b9a\u6536\u76ca\uff0c\u8cb7\u50b5\u5238\u9818\u914d\u606f\u7684\u6a5f\u6703\u3002<\/p>\n\n\n\n<p>\u4e0a\u5716\u7d71\u8a08\u81f3 2023 \u5e74\u5e95\uff0c\u6839\u64da\u5f6d\u535a\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\uff0c\u5168\u7403\u6295\u8cc7\u7b49\u7d1a\u50b5\u5238\u5e02\u5834\u3001\u6392\u9664\u975e\u6295\u8cc7\u7b49\u7d1a\u7684\u5783\u573e\u50b5\u5238\u5927\u81f4\u7684\u5206\u4f48\uff0c\u524d\u4e94\u5927\u7684\u56fa\u5b9a\u6536\u76ca\u5e02\u5834\u662f\u7f8e\u570b\uff0840%\uff09\uff0c\u5176\u6b21\u4f9d\u5e8f\u70ba\u662f\u65e5\u672c\uff0811\uff05\uff09\u3001\u4e2d\u570b\uff0810%\uff09\uff0c\u6cd5\u570b\uff085%\uff09\u3001\u5fb7\u570b\uff085%\uff09\u3002<\/p>\n\n\n\n<p>\u6df1\u7da0\u8272\u7684\u662f\u7531\u4e2d\u592e\u653f\u5e9c\u3001\u570b\u969b\u6a5f\u69cb\u6216\u8d85\u570b\u5bb6\u7d44\u7e54\u7b49\u767c\u884c\u7684\u50b5\u5238\uff0c\u9019\u4e9b\u50b5\u52d9\u5f97\u5230\u4e2d\u592e\u653f\u5e9c\u5145\u5206\u7684\u4fe1\u5fc3\u548c\u4fe1\u7528\u7684\u652f\u6301\u3002<\/p>\n\n\n\n<p>\u6dfa\u7da0\u8272\u662f\u570b\u50b5\uff0c\u5305\u62ec\u77ed\u4e2d\u9577\u671f\u7684\u653f\u5e9c\u516c\u50b5\uff0c\u8207\u901a\u8ca8\u81a8\u8139\u639b\u9264\u7684 <strong>TIPS \u6297\u901a\u81a8\u50b5\u5238<\/strong>\uff08Treasury Inflation-Protected Security\uff09\u3002<\/p>\n\n\n\n<p>\u2705TIPS \u6297\u901a\u81a8\u50b5\u5238\uff08Treasury Inflation-Protected Securities\uff09\u662f\u4e00\u7a2e\u7f8e\u570b\u570b\u5eab\u5238\uff0c\u5c08\u70ba\u62b5\u6297\u901a\u8ca8\u81a8\u8139\u800c\u8a2d\u8a08\u3002TIPS \u7684\u672c\u91d1\u96a8\u8457\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u8b8a\u52d5\u9032\u884c\u8abf\u6574\uff0c\u7576\u901a\u81a8\u4e0a\u5347\u6642\uff0cTIPS \u7684\u672c\u91d1\u4e5f\u6703\u589e\u52a0\uff0c\u5f9e\u800c\u63d0\u9ad8\u652f\u4ed8\u7d66\u6295\u8cc7\u8005\u7684\u5229\u606f\u3002\u9019\u7a2e\u7d50\u69cb\u4f7f\u5f97TIPS\u5728\u9ad8\u901a\u81a8\u74b0\u5883\u4e2d\u80fd\u5920\u4fdd\u8b77\u6295\u8cc7\u8005\u7684\u8cfc\u8cb7\u529b\uff0c\u662f\u4e00\u7a2e\u7a69\u5065\u7684\u6297\u901a\u81a8\u6295\u8cc7\u5de5\u5177\u3002<\/p>\n\n\n\n<p>\u6de1\u7da0\u8272\u7684\u662f\u79c1\u4eba\u90e8\u9580\u767c\u884c\u4eba\uff08private sector issuers\uff09\u767c\u884c\u7684\u516c\u53f8\u50b5\uff08Corporate issuers\uff09<\/p>\n\n\n\n<p>\u7070\u8272\u7684\u5247\u662f\u8b49\u5238\u5316\u7684\u50b5\u5238\uff0c\u4f8b\u5982\u5c07\u4e0d\u52d5\u7522\u8cb8\u6b3e\u7576\u62b5\u62bc\u7684 <strong>MBS \u4e0d\u52d5\u7522\u62b5\u62bc\u8cb8\u6b3e\u8b49\u5238<\/strong>\uff08Mortgage-Backed Securities\uff09\u3001\u975e\u4e0d\u52d5\u7522\u7684\u8cb8\u6b3e\u62b5\u62bc\u8b49\u5238\uff0c\u8cc7\u7522\u5229\u606f\u9084\u6b3e\u7684\u4f86\u6e90\u4e3b\u8981\u4f86\u81ea\u65bc\u8cea\u62bc\u7269\uff0c\u4f8b\u5982\uff1a\u4e00\u822c\u8cb8\u6b3e\u3001\u79df\u8cc3\u6216\u5176\u4ed6\u61c9\u6536\u6b3e\u64d4\u4fdd\u7684\u8cc7\u7522\u64d4\u4fdd\u8b49\u5238\uff08ABS\uff0cAsset Based Security\uff09\u3002<\/p>\n\n\n\n<p>\u2705MBS\uff08\u4e0d\u52d5\u7522\u62b5\u62bc\u8cb8\u6b3e\u8b49\u5238\uff09\u662f\u4e00\u7a2e\u91d1\u878d\u5de5\u5177\uff0c\u5c07\u8a31\u591a\u623f\u8cb8\u6253\u5305\u6210\u8b49\u5238\uff0c\u4e26\u51fa\u552e\u7d66\u6295\u8cc7\u8005\u3002\u9019\u4e9b\u8b49\u5238\u7531\u623f\u8cb8\u652f\u4ed8\u7684\u672c\u91d1\u548c\u5229\u606f\u63d0\u4f9b\u652f\u6301\uff0c\u56e0\u6b64\u6295\u8cc7\u8005\u901a\u904e MBS \u7372\u5f97\u5b9a\u671f\u6536\u76ca\u3002MBS \u7684\u5275\u9020\u65e8\u5728\u5c07\u623f\u5730\u7522\u5e02\u5834\u7684\u8cc7\u91d1\u9700\u6c42\u8207\u8cc7\u672c\u5e02\u5834\u7684\u8cc7\u91d1\u4f9b\u7d66\u9023\u63a5\u8d77\u4f86\uff0c\u63d0\u9ad8\u8cc7\u91d1\u6d41\u52d5\u6027\u4e26\u5206\u6563\u98a8\u96aa\u3002\u9019\u7a2e\u8b49\u5238\u5316\u7684\u65b9\u5f0f\u4f7f\u5f97\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u4ee5\u5c07\u8cc7\u91d1\u56de\u7c60\uff0c\u7528\u65bc\u66f4\u591a\u7684\u8cb8\u6b3e\u767c\u653e\u3002<\/p>\n\n\n\n<p>\u9019\u5f35\u5716\u5c31\u50cf\u662f\u6211\u5011\u7ad9\u5728\u5916\u592a\u7a7a\u770b\u8457\u6574\u500b\u5730\u7403\uff0c\u6211\u5011\u53ef\u4ee5\u7528\u66f4\u5168\u9762\u7684\u4e16\u754c\u89c0\u5bdf\u9019\u500b\u4e16\u754c\uff0c\u6211\u5011\u4e5f\u6703\u9010\u6f38\u767c\u73fe\uff0c\u539f\u4f86\u6295\u8cc7\u5e02\u5834\u662f\u6709\u66f4\u591a\u7684\u9078\u64c7\uff0c\u6709\u66f4\u591a\u7684\u5de5\u5177\u53ef\u4ee5\u5e6b\u52a9\u6211\u5011\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-35\">3\u3001\u50b5\u5238\u5229\u7387\u8ddf\u806f\u6e96\u6703\u5229\u7387\u6b65\u8abf\u4e26\u975e\u5b8c\u5168\u76f8\u540c\uff0c\u5929\u671f\u77ed\u7684\u50b5\u5238\u4e5f\u53ef\u80fd\u8cfa\u52305%\u6536\u76ca<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"540\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-16.png\" alt=\"\" class=\"wp-image-9895\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-16.png 960w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-16-300x169.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-16-768x432.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>\u756b\u9762\u4e0a\u986f\u793a\u4e86\u9ec3\u8272\u7684\u77ed\u671f\u570b\u5eab\u5238\uff08Treasury-bills\uff09\u3001\u85cd\u7da0\u8272 5 \u5e74\u671f\u300110 \u5e74\u671f\u4e2d\u671f\u570b\u5eab\u5238\uff08Treasury-notes\uff09\u300130 \u5e74\u671f\u7684\u9577\u671f\u570b\u5eab\u5238\uff08Treasury-bonds\uff09\u96a8\u8457\u806f\u90a6\u57fa\u91d1\u5229\u7387\uff08Federal Funds Rate\uff09\u5229\u7387\u7684\u8b8a\u5316\u3002<\/p>\n\n\n\n<p>\u5f9e\u4e0d\u540c\u8cc7\u7522\u7684\u5229\u7387\u8d70\u52e2\uff0c\u6211\u5011\u6703\u770b\u5230\u8ddf\u806f\u6e96\u6703\u57fa\u6e96\u5229\u7387\u4e26\u4e0d\u662f\u6b65\u8abf\u5b8c\u5168\u76f8\u540c\u3002<\/p>\n\n\n\n<p>\u5c31\u50cf\u73fe\u5728\u77ed\u5929\u671f\u7684\u50b5\u5238\u6536\u76ca\u7387\u9ad8\u65bc\u9577\u5929\u671f\u7684\u50b5\u5238\u6536\u76ca\u7387\uff0c\u4e5f\u66ff\u6211\u5011\u77ed\u671f\u7684\u9810\u5099\u91d1\u3001\u9592\u7f6e\u8cc7\u91d1\u63d0\u4f9b\u6a5f\u6703\uff0c\u4ee5\u6211\u5011\u76ee\u524d<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u514d\u8cbb\u63d0\u4f9b\u7684<a href=\"https:\/\/roboadvisor.com.tw\/Portfolios.html?Camp=bond\">\u50b5\u5238\u7d44\u5408\uff0c\u6295\u8cc7\u670b\u53cb\u5c31\u53ef\u4ee5\u8f15\u9b06\u8cfa\u53d65%\u4ee5\u4e0a\u7684\u6536\u76ca<\/a>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u63a5\u4e0b\u4f86\u6211\u5011\u4f86\u770b\u6301\u6709\u73fe\u91d1\u800c\u5ffd\u7565\u80a1\u7968\u8cc7\u7522\u7684\u6a5f\u6703\u6210\u672c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-4\">4\u3001\u9577\u9060\u4f86\u770b\uff0c\u8cc7\u672c\u5e02\u5834\u662f\u734e\u52f5\u9577\u671f\u6295\u8cc7\u8005\u7684<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"540\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-17.png\" alt=\"\" class=\"wp-image-9896\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-17.png 960w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-17-300x169.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-17-768x432.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>\u5728\u91d1\u878d\u5e02\u5834\u4e2d\uff0c\u8010\u5fc3\u662f\u4e00\u9805\u96e3\u80fd\u53ef\u8cb4\u7684\u7279\u8cea\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u66fe\u8aaa\u904e\uff1a\u300c\u80a1\u5e02\u662f\u4e00\u9805\u88dd\u7f6e\uff0c\u5c07\u9322\u5f9e\u6c92\u8010\u5fc3\u7684\u4eba\u624b\u4e2d\u8f49\u79fb\u5230\u9858\u610f\u8010\u5fc3\u7b49\u5f85\u7684\u4eba\u624b\u4e0a\u3002\uff08The Stock Market is designed to transfer money from the Active to the Patient.\uff09\u300d<\/p>\n\n\n\n<p>\u5f9e 1926 \u5e74\u5230 2023 \u5e74\uff0c1 \u584a\u9322\u6703\u56e0\u70ba\u901a\u81a8\u7684\u95dc\u4fc2\uff0c\u8b8a\u6210 17 \u584a\uff0c\u9019\u4ee3\u8868\u7269\u50f9\u6210\u9577\u4e86 17 \u500d\u3002<\/p>\n\n\n\n<p>\u7a0d\u65e9\u63d0\u5230\u7684\u985e\u73fe\u91d1\u570b\u5eab\u5238\uff0c\u8b8a\u6210 23 \u500d\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u9577\u671f\u653f\u5e9c\u50b5\u5238\uff0c\u8b8a\u6210 133 \u500d<\/p>\n\n\n\n<p>\u6295\u8cc7\u7f8e\u570b\u5927\u578b\u80a1\u7968\uff0c\u5247\u662f\u9a5a\u4eba\u7684 1 \u842c 4,557 \u500d<\/p>\n\n\n\n<p>\u6295\u8cc7\u7f8e\u570b\u5c0f\u578b\u80a1\u7968\uff0c\u5247\u662f\u9a5a\u4eba\u7684 3 \u842c 3,783 \u500d\u3002<\/p>\n\n\n\n<p><em>Vanguard \u5275\u8fa6\u4eba\u7d04\u7ff0\u2027\u67cf\u683c\uff08John C. Bogle\uff09\u4e5f\u66fe\u8aaa\u904e\uff1a<\/em>\u300c\u885d\u52d5\u662f\u6211\u5011\u7684\u6575\u4eba\uff0c\u6642\u9593\u662f\u6211\u5011\u7684\u670b\u53cb\u300d\uff08Time is your friend; impulse is your enemy.<em>\uff09<\/em><\/p>\n\n\n\n<p>\u7576\u77e5\u9053\u80a1\u7968\u7684\u9577\u671f\u6536\u76ca\u5f8c\uff0c\u76f8\u6bd4\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\uff0c\u6211\u5011\u6703\u767c\u73fe\u6301\u6709\u73fe\u91d1\u7684\u6a5f\u6703\u6210\u672c\u66f4\u9ad8\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u8207\u5176\u63e1\u7684\u6eff\u624b\u73fe\u91d1\uff0c\u4e0d\u5982\u5c07\u624b\u4e2d\u7684\u8cc7\u7522\u505a\u66f4\u6709\u6548\u7684\u904b\u7528\uff0c\u99ac\u4e0a\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9 Line \u5e33\u865f\u4e86\u89e3\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog\" style=\"border-radius:33px;padding-right:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u9ede\u64ca\u4e86\u89e3\u66f4\u9069\u5408\u81ea\u5df1\u7684\u8cc7\u7522\u914d\u7f6e\u65b9\u6cd5\uff01<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-5\">5\u3001\u4e0d\u7ba1\u5e02\u5834\u5229\u7387\u9ad8\u6216\u4f4e\uff0c\u90fd\u9069\u5408\u6295\u8cc7\u80a1\u7968<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"540\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-18.png\" alt=\"\" class=\"wp-image-9897\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-18.png 960w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-18-300x169.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-18-768x432.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>\u6709\u4e9b\u6295\u8cc7\u670b\u53cb\u6703\u8aaa\uff0c\u9ad8\u5229\u7387\u4e0d\u9069\u5408\u6295\u8cc7\u80a1\u7968\uff0c\u6211\u5011\u4f86\u770b\u770b\u9ad8\u5229\u7387\u74b0\u5883\u4e0b\u80a1\u7968\u5e02\u5834\u7684\u6a5f\u6703\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u7f8e\u570b\u5fb7\u660e\u4fe1\u57fa\u91d1\uff08DFA\uff09\u7d71\u8a08\uff0c\u5229\u7387\u4e26\u4e0d\u662f\u80a1\u7968\u5831\u916c\u6709\u610f\u7fa9\u7684\u9810\u6e2c\u6307\u6a19\u3002<\/p>\n\n\n\n<p>1955-2023 \u5e74\u7f8e\u570b\u80a1\u5e02\u8207\u4e0d\u540c\u5229\u7387\u671f\u9593\u7684\u5831\u916c\uff0c\u4e0d\u7ba1\u5229\u7387\u9ad8\u4f4e\uff0c\u80a1\u5e02\u7684\u5831\u916c\u90fd\u4e0d\u932f\u3002<\/p>\n\n\n\n<p>\u9019\u6bb5\u671f\u9593\u7f8e\u570b\u5229\u7387\u7684\u4e2d\u4f4d\u6578\u7d04\u70ba 4% \u5c0f\u4e00\u9ede\u3002<\/p>\n\n\n\n<p>\u4e0a\u5716\u5de6\u908a\u4ee3\u8868\u4f4e\u5229\u7387\u72c0\u6cc1\u4e0b\u7684\u80a1\u5e02\u5e73\u5747\u5831\u916c\uff0c\u5831\u916c\u662f 11.4%\uff0c\u53f3\u908a\u4ee3\u8868\u9ad8\u5229\u7387\u72c0\u6cc1\u4e0b\u7684\u80a1\u5e02\u5e73\u5747\u5831\u916c\uff0c\u6578\u503c\u662f 12.4%\u3002<\/p>\n\n\n\n<p>\u5fb7\u660e\u4fe1\u57fa\u91d1\uff08DFA\uff09\u7684\u8cc7\u6599\u986f\u793a\uff0c\u7576\u5c07\u5229\u7387\u9ad8\u65bc\u4e2d\u4f4d\u6578\u7684\u5e74\u4efd\u8207\u5229\u7387\u4f4e\u65bc\u4e2d\u4f4d\u6578\u7684\u5e74\u4efd\u9032\u884c\u6bd4\u8f03\u6642\uff0c\u5e73\u5747\u5831\u916c\u7387\u50c5\u6709\u7d30\u5fae\u5dee\u5225\u3002<\/p>\n\n\n\n<p>\u9019\u9055\u53cd\u4eba\u5011\u7684\u76f4\u89ba\uff0c\u4f46\u57fa\u65bc\u9019\u5f35\u5716\u7d66\u6211\u5011\u7684\u6578\u64da\uff0c\u73fe\u5728\u53cd\u800c\u662f\u6bd4\u4ee5\u524d\u4f4e\u5229\u7387\u6642\u671f\u66f4\u597d\u7684\u6295\u8cc7\u74b0\u5883\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-6\">6\u3001\u9577\u671f\u5f85\u5728\u5e02\u5834\u7576\u4e2d\uff0c\u5831\u916c\u6703\u6bd4\u5e0c\u671b\u6293\u5230\u9ad8\u4f4e\u9ede\u597d<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"540\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-19.png\" alt=\"\" class=\"wp-image-9898\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-19.png 960w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-19-300x169.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-19-768x432.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>\u5728\u80a1\u5e02\u5275\u65b0\u9ad8\u7684\u65e5\u5b50\u7576\u4e2d\uff0c\u8a31\u591a\u6295\u8cc7\u670b\u53cb\u4e5f\u6703\u60f3\u8aaa\u662f\u5426\u51fa\u6e05\u4e00\u4e9b\u90e8\u4f4d\uff0c\u300c\u898b\u597d\u5c31\u6536\u843d\u888b\u70ba\u5b89\u300d\u3002<\/p>\n\n\n\n<p>Vanguard \u5275\u8fa6\u4eba \u7d04\u7ff0\u2027\u67cf\u683c\uff08John C. Bogle\uff09\u66fe\u8aaa\u904e\uff1a\u300c\u771f\u6b63\u8ddf\u8457\u9032\u5834\u6216\u51fa\u5834\u7684\u8b66\u9234\u53bb\u6295\u8cc7\u662f\u4e0d\u53ef\u80fd\u7684\uff0c\u5728 50 \u5e74\u7684\u6295\u8cc7\u751f\u6daf\u88e1\uff0c\u6211\u5f9e\u6c92\u8a8d\u8b58\u4efb\u4f55\u4e00\u500b\u4eba\u662f\u771f\u7684\u53ef\u4ee5\u6210\u529f\u4e14\u6301\u7e8c\u5730\u505a\u5230\u9019\u4ef6\u4e8b\u3002\u300d<\/p>\n\n\n\n<p>\u4e0a\u5716\u986f\u793a\u5f9e 1977-2023 \u5e74\u9593\uff0c\u6295\u8cc7 1,000 \u7f8e\u5143\u5728\u5e7e\u4e4e\u4ee3\u8868\u7f8e\u570b\u80a1\u5e02\u7684\u7f85\u7d20 3000 \u6307\u6578\uff0c\u6703\u6210\u9577 10 \u500d\u8b8a\u6210 10,550\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u932f\u904e\u6700\u597d\u7684\u4e00\u9031\uff0c\u5831\u916c\u7387\u5269\u4e0b 8.6 \u500d\uff1b<\/p>\n\n\n\n<p>\u5982\u679c\u932f\u904e\u6700\u597d\u7684\u4e00\u500b\u6708\uff0c\u5831\u916c\u7387\u5269\u4e0b 8.2 \u500d\uff1b<\/p>\n\n\n\n<p>\u5982\u679c\u932f\u904e\u6700\u597d\u7684\u4e09\u500b\u6708\uff0c\u5831\u916c\u7387\u5269\u4e0b 7.3 \u500d\uff1b<\/p>\n\n\n\n<p>\u5982\u679c\u932f\u904e\u6700\u597d\u7684\u516d\u500b\u6708\uff0c\u5831\u916c\u7387\u5269\u4e0b 6.7 \u500d\uff1b<\/p>\n\n\n\n<p>\u5728\u80a1\u7968\u5e02\u5834\u4e2d\u6301\u7e8c\u6b63\u78ba\u7684\u627e\u5230\u6642\u9593\u8cb7\u9032\u4e26\u8ce3\u51fa\u4e26\u4e0d\u5bb9\u6613\uff0c\u9023\u7e8c\u932f\u904e\u6700\u4f73\u65e5\u5b50\uff0c\u6703\u640d\u5bb3\u6211\u5011\u7684\u5831\u916c\u3002<\/p>\n\n\n\n<p>\u5728\u932f\u8aa4\u7684\u6642\u9593\u8b8a\u73fe\uff0c\u53ef\u80fd\u6703\u5c0d\u6295\u8cc7\u7d44\u5408\u7684\u7e3d\u56de\u5831\u7522\u751f\u91cd\u5927\u8ca0\u9762\u5f71\u97ff\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc\u9577\u671f\u6295\u8cc7\u8005\u4f86\u8aaa\uff0c\u9069\u7576\u6b0a\u8861\u73fe\u91d1\u7684\u5b89\u5168\u6027\u8207\u932f\u904e\u5e02\u5834\u6700\u4f73\u6642\u9593\u7684\u6a5f\u6703\u6210\u672c\u975e\u5e38\u91cd\u8981\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u7e3d\u7d50<\/h2>\n\n\n\n<p>\u5e02\u5834\u4e26\u4e0d\u6703\u56e0\u70ba\u4f60\u96e2\u958b\u5c31\u4e0d\u6f32\uff0c\u4e5f\u4e0d\u6703\u56e0\u70ba\u4f60\u9032\u5834\u5c31\u4e0d\u8dcc\uff0c\u80a1\u5e02\u552f\u4e00\u7684\u8d70\u5411\u662f\u5f80\u53f3\u8d70\u3002<\/p>\n\n\n\n<p>\u73fe\u5728\u770b\u5230\u7684\u5275\u65b0\u9ad8\uff0c\u672a\u4f86\u56de\u982d\u770b\u53ef\u80fd\u53ea\u662f\u534a\u5c71\u8170\u3002<\/p>\n\n\n\n<p>\u6210\u529f\u7684\u7406\u8ca1\u53ef\u4ee5\u6b78\u7d50\u65bc\u4e94\u500b\u6b65\u9a5f\uff0c\u5206\u5225\u662f\u8a2d\u5b9a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" title=\"\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u3001\u78ba\u7acb\u81ea\u5df1\u7684\u98a8\u96aa\u5c6c\u6027\uff0c\u57f7\u884c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\" title=\"\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc\uff1f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5982\u4f55\u5354\u52a9\u60a8\u8cc7\u7522\u914d\u7f6e\uff1f\">\u8cc7\u7522\u914d\u7f6e<\/a>\uff0c\u9078\u64c7\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u5de5\u5177\uff0c\u8207\u7d00\u5f8b\u7684\u57f7\u884c\u518d\u5e73\u8861\u3002<\/p>\n\n\n\n<p>\u4f60\u53ef\u4ee5\u9078\u64c7\u81ea\u5df1\u6295\u8cc7\uff0c\u4e5f\u53ef\u4ee5\u9078\u64c7\u4f7f\u7528\u5982<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u9019\u7a2e\u81ea\u52d5\u5316\u7684\u6295\u8cc7\u5de5\u5177\uff0c\u9019\u4e9b\u90fd\u662f\u80fd\u900f\u904e\u6295\u8cc7\u5e6b\u52a9\u6211\u5011\u9054\u6210<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" title=\"\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\">\u8ca1\u52d9\u76ee\u6a19<\/a>\uff0c\u52a0\u901f\u5be6\u73fe\u7406\u60f3\u751f\u6d3b\u7684\u65b9\u5f0f\u3002<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>1997 \u5e74\u6ce2\u514b\u590f\u6d77\u745f\u5a01\u5e74\u5ea6\u6703\u8b70\u67e5\u7406\u00b7\u8499\u683c\u66fe\u8aaa\uff1a\u300c\u6211\u8a8d\u70ba\u4eba\u751f\u5c31\u662f\u4e00\u9023\u4e32\u7684\u6a5f\u6703\u6210\u672c\u3002\u4f60\u77e5\u9053\uff0c\u4f60\u5f97\u5ac1\u7d66\u6700\u9069\u5408\u7684\u4eba\uff0c [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":9901,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[],"class_list":["post-9887","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-28"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/9887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9887"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/9887\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/9901"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9887"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9887"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}